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Smart Card

A smart card is a plastic card with a memory chip that processes a financial transaction or authenticates access to a building, computer, or another resource. Smart cards are around the same size as credit cards. They sometimes contain a microprocessor in addition to a chip. A smart card reader analyzes data on the smart card and gives privileges to the person who owns it. Some cards are contactless. Others require a physical smart reader to process payments or grant access to a resource.

What Small and Midsize Businesses Need to Know About Smart Card

An SMB can use smart cards to improve password security in the workplace. For example, a business could require employees to swipe a smart card in a card reader before logging into a computer.

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