--- description: Discover the benefits and disadvantages of Financial Cents. Learn the software price, see the description, and read the most helpful reviews for UK business users. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Financial Cents Pricing, Cost & Reviews - Capterra UK 2026 --- Breadcrumb: [Home](/) > [Actuarial Software](/directory/31360/accounting-practice-management/software) > [Financial Cents](/software/186837/financial-cents) # Financial Cents Canonical: https://www.capterra.co.uk/software/186837/financial-cents Page: 1 / 12\ Next: [Next page](https://www.capterra.co.uk/software/186837/financial-cents?page=2) > Scale your accounting firm with one easy-to-use solution. Track client work, collaborate with your staff, and hit your deadlines. > > Verdict: Rated **4.8/5** by 272 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Financial Cents? We focus on all accounting firms and professionals (Accounting, Bookkeeping, Tax CPAs) ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.8/5** | 272 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.7/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Financial Cents - **Location**: Nashville, US - **Founded**: 2018 ## Commercial Context - **Starting Price**: US$19.00 - **Pricing model**: Per User (Free Trial) - **Pricing Details**: Financial Cents is offered across four pricing plans, outlined below. A 14 days free trial is available on all plans. • Solo Plan: $19 per user per month billed annually. For solo accounting, bookkeeping and tax professionals (single user firms). The only app you need to run your solo firm at one affordable price. • Team Plan: $49 per user per month (billed annually) or $69 per user per month (billed monthly). Hit deadlines with more visibility, collaboration, and organization. • Scale Plan: $69 per user per month (billed annually) or $89 per user per month (billed monthly). Increase firm productivity with more automations \& integrations. • Enterprise Plan: custom pricing. Advance support, security \& customization for large accounting firms. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200 - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: Australia, Canada, United Kingdom, United States ## Features - ACH Payment Processing - Approval Workflow - Billing & Invoicing - Client Management - Client Portal - Collaboration Tools - Communication Management - Document Management - Due Date Tracking - File Sharing - For Tax Practices - Project Management - Project Planning/Scheduling - Reporting & Statistics - Reporting/Project Tracking - Resource Management - Status Tracking - Task Management - Time & Expense Tracking - Time Tracking - Workflow Management ## Integrations (9 total) - Adobe Acrobat - Anchor - Gmail - Google Drive - Microsoft Outlook - OneDrive - QuickBooks Online - SmartVault - Zapier ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat ## Category - [Actuarial Software](https://www.capterra.co.uk/directory/31360/accounting-practice-management/software) ## Related Categories - [Actuarial Software](https://www.capterra.co.uk/directory/31360/accounting-practice-management/software) - [Project Management Software](https://www.capterra.co.uk/directory/30002/project-management/software) - [Tax Practice Management Software](https://www.capterra.co.uk/directory/31359/tax-practice-management/software) ## Alternatives 1. [Karbon](https://www.capterra.co.uk/software/156181/karbon) — 4.7/5 (208 reviews) 2. [TaxDome](https://www.capterra.co.uk/software/186749/taxdome) — 4.7/5 (3630 reviews) 3. [BigTime](https://www.capterra.co.uk/software/131076/bigtime) — 4.6/5 (664 reviews) 4. [CMap](https://www.capterra.co.uk/software/169104/cmap) — 4.4/5 (5 reviews) 5. [BQE CORE Suite](https://www.capterra.co.uk/software/141096/bqe-software) — 4.5/5 (796 reviews) ## Reviews ### "Keeps Me Organized and On Track as a Solo Worker" — 5.0/5 > **Julie** | *2 December 2025* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: I helps me to schedule my workload, to see my upcoming deadlines, and keep notes if I have to ask my client anything. > > **Cons**: I can't think of anything that I dislike\! I'm only using the basic features at this time. I'm looking to learn more and upgrade to the higher version. > > It's been great overall\! It's so powerful, that you have to "step" into it. I'm looking forward to exploring it's higher features. ----- ### "Efficient workflows and smooth onboarding" — 5.0/5 > **Ryan** | *7 March 2026* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: Financial Cents has been a great addition to our accounting workflow. It has significantly improved our efficiency by keeping tasks, deadlines, and client communication organized in one place. One of the biggest benefits for us has been client onboarding. The ability to create structured workflows and track required documents makes the process much smoother and ensures nothing gets missed. > > **Cons**: Would be nice if it also integrated with Xero easily and without friction. Xero is a better platform for efficiency as well. > > Overall, it’s a simple but powerful tool that helps our team stay organized, improve accountability, and provide a better experience for our clients. ----- ### "Some hits and some misses" — 2.0/5 > **David** | *19 September 2025* | Accounting | Recommendation rating: 2.0/10 > > **Pros**: Overall the Financial Cents interface is clean and easy to find your way around. Support is usually quick and helpful if you need to contact them for an issue. Although not customizable for some reason, the client information is laid out well and includes all communications with the client as well as any resources needed. We don’t use the email section but it is nice that it has the ability to add multiple email accounts. User permissions are pretty detailed but it would be nice to create your own custom roles. > > **Cons**: Honestly, the software feels incomplete and hampered by some really perplexing design decisions that really hurt productivity. There is no easily accessible area to view all communications with the clients or staff. For some odd reason they based all of the recurring projects on the due date instead of the start date so you have to calculate when the project is created based on how many days before its due. File management is atrocious. You can send file requests to clients monthly but after they upload you can only download or manipulate one at a time. There is no file editing capabilities built in but there is also no way to sync files so you are forced to download them each time. When uploading files after working on them it doesn’t give you the option to replace the existing file, just creates a separate copy. The worst has been their billing service that they implemented this year. They will hound you to use it even if it is a downgrade from what you are using. Additionally, they gated useful features like expanded reports and proposals to the billing module so that you can’t use them if you don’t use their merchant services. Overall, I would say there are better solutions out there but unfortunately we have already committed with a couple of clients and won’t make them learn new software so we are stuck with them for now. ----- ### "The perfect workflow management tool" — 5.0/5 > **Heather** | *7 July 2026* | Investment Management | Recommendation rating: 10.0/10 > > **Pros**: I adopted Financial Cents to organize the workload related to tax season closures and dividend distributions. This software is exceptional for tracking critical deadlines across my various investment projects. The high-level overview allows me to know exactly who is doing what and where deliverables stand. I love the automated client reminder feature > > **Cons**: hile the tool is perfect for pure workflow management, the high-level management reporting features are still a bit light. The app is also very focused on the Anglo-Saxon market fundamentally ----- ### "Financial Cents the go to Accounting Practice Management Tool for Scaling" — 5.0/5 > **Marcus** | *13 January 2026* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: Financial Cents has so much functionality to be an all-in-one practice management software for our Client Accounting Services company. Also the collaboration between members is amazing\! Sharing workflow templates is fantastic\! > > **Cons**: The price point is a bit high for smaller firms just getting started and it does not have the full Financial Statement connectivity yet to QBO to perform balance sheet reconciliations or general financial review. > > Bookkeeping \& Month-End Workflows. Automations. Onboarding with new Clients and engaging with them through an easy to access Client Portal. Being able to add and automate our Proposal \& Contract process here as well as time-tracking staff time, invoicing and managing Client profitability all in one place is amazing\! ----- Page: 1 / 12\ Next: [Next page](https://www.capterra.co.uk/software/186837/financial-cents?page=2) ## Links - [View on Capterra](https://www.capterra.co.uk/software/186837/financial-cents) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data