--- description: Discover the benefits and disadvantages of Financial Cents. Learn the software price, see the description, and read the most helpful reviews for UK business users. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Financial Cents Pricing, Cost & Reviews - Capterra UK 2026 --- Breadcrumb: [Home](/) > [Actuarial Software](/directory/31360/accounting-practice-management/software) > [Financial Cents](/software/186837/financial-cents) # Financial Cents Canonical: https://www.capterra.co.uk/software/186837/financial-cents Page: 1 / 12\ Next: [Next page](https://www.capterra.co.uk/software/186837/financial-cents?page=2) > Scale your accounting firm with one easy-to-use solution. Track client work, collaborate with your staff, and hit your deadlines. > > Verdict: Rated **4.8/5** by 269 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Financial Cents? We focus on all accounting firms and professionals (Accounting, Bookkeeping, Tax CPAs) ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.8/5** | 269 Reviews | | Ease of Use | 4.9/5 | Based on overall reviews | | Customer Support | 4.7/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.7/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Financial Cents - **Location**: Nashville, US - **Founded**: 2018 ## Commercial Context - **Starting Price**: US$19.00 - **Pricing model**: Per User (Free Trial) - **Pricing Details**: Financial Cents is offered across four pricing plans, outlined below. A 14 days free trial is available on all plans. • Solo Plan: $19 per user per month billed annually. For solo accounting, bookkeeping and tax professionals (single user firms). The only app you need to run your solo firm at one affordable price. • Team Plan: $49 per user per month (billed annually) or $69 per user per month (billed monthly). Hit deadlines with more visibility, collaboration, and organization. • Scale Plan: $69 per user per month (billed annually) or $89 per user per month (billed monthly). Increase firm productivity with more automations \& integrations. • Enterprise Plan: custom pricing. Advance support, security \& customization for large accounting firms. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200 - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: Australia, Canada, United Kingdom, United States ## Features - ACH Payment Processing - Approval Workflow - Billing & Invoicing - Client Management - Client Portal - Collaboration Tools - Communication Management - Document Management - Due Date Tracking - File Sharing - For Tax Practices - Project Management - Project Planning/Scheduling - Reporting & Statistics - Reporting/Project Tracking - Resource Management - Status Tracking - Task Management - Time & Expense Tracking - Time Tracking - Workflow Management ## Integrations (9 total) - Adobe Acrobat - Anchor - Gmail - Google Drive - Microsoft Outlook - OneDrive - QuickBooks Online - SmartVault - Zapier ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat ## Category - [Actuarial Software](https://www.capterra.co.uk/directory/31360/accounting-practice-management/software) ## Related Categories - [Actuarial Software](https://www.capterra.co.uk/directory/31360/accounting-practice-management/software) - [Project Management Software](https://www.capterra.co.uk/directory/30002/project-management/software) - [Tax Practice Management Software](https://www.capterra.co.uk/directory/31359/tax-practice-management/software) ## Alternatives 1. [Karbon](https://www.capterra.co.uk/software/156181/karbon) — 4.7/5 (208 reviews) 2. [Odoo](https://www.capterra.co.uk/software/135618/odoo) — 4.2/5 (1327 reviews) 3. [TaxDome](https://www.capterra.co.uk/software/186749/taxdome) — 4.7/5 (3621 reviews) 4. [BigTime](https://www.capterra.co.uk/software/131076/bigtime) — 4.6/5 (662 reviews) 5. [BQE CORE Suite](https://www.capterra.co.uk/software/141096/bqe-software) — 4.5/5 (792 reviews) ## Reviews ### "This finally fits how I actually work\!" — 5.0/5 > **Candance** | *16 January 2026* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: Flexible: I run my bookkeeping firm in it, track client administrative projects and nonprofit coaching tasks in it. This is amazing for me as I have a diverse set of business offerings and it fits the bill. Accounting software Integration: FC offers payment processing that integrates with my accounting system, AND integrates directly with my client's accounting systems to supporting and easy month end close process - saves clicks and time all around. NO PASSWORD client portal: This was the biggest hurdle with my clients in my old practice management system\! Financial Cents removed that barrier and my clients are using it. What a breath of fresh air\! Centralized Client Resources: Being able to put links to external resources is a game changer for me. Add that to a centralized emails inbox and it is huge time saver. Other things worth mentioning: Calendar View is so helpful - and lacking in other PM systems\! FC's tutorials are straight forward and great for visual learners like myself. And, built in time tracking is helpful in understanding time budgeting for my diverse service offerings. > > **Cons**: Niche templates: I’d love more ready-made templates for specialized work (especially nonprofits). The workaround is that the community template library is extensive, genuinely helpful, and I plan to contribute as I continue building nonprofit workflows. Lack of calendar integration: A two-way sync with Google/Outlook (projects and meetings) would make the calendar truly amazing, especially during busy times. I'm hoping that is on the near horizon - fingers crossed. Template Import/Export: You can't import or export a template to work on it outside of FC. For me it means it take a bit more time to modify my existing templates and create new templates. > > Overall, my experience has been extremely positive. FC is an affordable, flexible, time-saving PM system that my clients actually use—NO PASSWORD\! FC is helping me scale my practice and my additional niche specific services with confidence. ----- ### "Keeps Me Organized and On Track as a Solo Worker" — 5.0/5 > **Julie** | *2 December 2025* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: I helps me to schedule my workload, to see my upcoming deadlines, and keep notes if I have to ask my client anything. > > **Cons**: I can't think of anything that I dislike\! I'm only using the basic features at this time. I'm looking to learn more and upgrade to the higher version. > > It's been great overall\! It's so powerful, that you have to "step" into it. I'm looking forward to exploring it's higher features. ----- ### "Great Organization tool" — 4.0/5 > **Cherinne** | *9 June 2026* | Accounting | Recommendation rating: 8.0/10 > > **Pros**: It allows me to be organized as I manage multiple clients and prepares me for growth. It also allows for security for my clients as we trade sensitive information. And lastly, it gives a professional touch to my business with a client portal. > > **Cons**: There really isn't a human touch if you have questions. I worked with someone to implement billing and I had a question that he couldn't answer. He told me he'd get back to me but never did. Additionally, the ACH timeframe is long compared to QBO. ----- ### "Efficient workflows and smooth onboarding" — 5.0/5 > **Ryan** | *7 March 2026* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: Financial Cents has been a great addition to our accounting workflow. It has significantly improved our efficiency by keeping tasks, deadlines, and client communication organized in one place. One of the biggest benefits for us has been client onboarding. The ability to create structured workflows and track required documents makes the process much smoother and ensures nothing gets missed. > > **Cons**: Would be nice if it also integrated with Xero easily and without friction. Xero is a better platform for efficiency as well. > > Overall, it’s a simple but powerful tool that helps our team stay organized, improve accountability, and provide a better experience for our clients. ----- ### "Financial Cents the go to Accounting Practice Management Tool for Scaling" — 5.0/5 > **Marcus** | *13 January 2026* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: Financial Cents has so much functionality to be an all-in-one practice management software for our Client Accounting Services company. Also the collaboration between members is amazing\! Sharing workflow templates is fantastic\! > > **Cons**: The price point is a bit high for smaller firms just getting started and it does not have the full Financial Statement connectivity yet to QBO to perform balance sheet reconciliations or general financial review. > > Bookkeeping \& Month-End Workflows. Automations. Onboarding with new Clients and engaging with them through an easy to access Client Portal. Being able to add and automate our Proposal \& Contract process here as well as time-tracking staff time, invoicing and managing Client profitability all in one place is amazing\! ----- Page: 1 / 12\ Next: [Next page](https://www.capterra.co.uk/software/186837/financial-cents?page=2) ## Links - [View on Capterra](https://www.capterra.co.uk/software/186837/financial-cents) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data