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What is Square Payments?

Accept every way your customers want to pay with Square Payments. Get a free magstripe reader to swipe credit cards anywhere. Take chip cards and NFC payments with Square Reader for contactless and chip. With Squares credit card processing, you can accept all major cards and get deposits as fast as the next business day. We offer chargeback protection, fraud detection, account takeover protection, and more, so you can focus on your customers. Its free to sign up and fast to get set up.

Who Uses Square Payments?

From a one-person shop just starting out, to an enterprise scaling their operations, Square works for every type of business.

Where can Square Payments be deployed?

Cloud-based
On-premise

About the vendor

  • Square
  • Located in San Francisco, US
  • Founded in 2009

Square Payments support

  • Phone Support
  • Chat

Countries available

Australia, Canada, France, Ireland, Japan and 3 others

Languages

English, French, Japanese, Spanish

Square Payments pricing

Starting Price:

US$0.01
  • Yes, has free version

Square Payments has a free version. Square Payments paid version starts at US$0.01.

get a free trial

About the vendor

  • Square
  • Located in San Francisco, US
  • Founded in 2009

Square Payments support

  • Phone Support
  • Chat

Countries available

Australia, Canada, France, Ireland, Japan and 3 others

Languages

English, French, Japanese, Spanish

Square Payments videos and images

Square Payments Software - Square Payments new sale
Square Payments Software - Square Payments new application
Square Payments Software - Square Payments virtual terminal
View 4 more
Square Payments video
Square Payments Software - Square Payments new sale
Square Payments Software - Square Payments new application
Square Payments Software - Square Payments virtual terminal

Features of Square Payments

  • ACH Payment Processing
  • Billing & Invoicing
  • Contactless NFC
  • Credit Card Processing
  • Debit/Credit Card Processing
  • Electronic Payments
  • Electronic Signature
  • In-Person Payments
  • Mobile Access
  • Mobile Card Reader
  • Mobile Payments
  • Multiple Payment Options
  • PCI Compliance
  • Payment Fraud Prevention
  • Point of Sale (POS)
  • Receipt Management
  • Recurring/Subscription Billing
  • Reporting & Statistics
  • Reporting/Analytics
  • Third-Party Integrations

Alternatives to Square Payments

Automate key invoicing & bookkeeping tasks and get more time for what you love with Wave’s small business software. Try for free today!
QuickBooks Online is an accounting software and app that allows you to manage your business anywhere, anytime.
Shopify is a commerce platform that allows anyone to easily sell online, at a retail location, and everywhere in between.
Get paid easily, process orders quickly, & manage your money more efficiently. SumUp creates solutions that make your business thrive.
Accept card and contactless payments in person with our selection of chip, tap, and swipe readers and accessories.
Simplify your day-to-day, deliver exceptional experiences, and grow your business with powerful business management software. Learn more about Mindbody
RUN simplifies payroll and HR with a comprehensive set of easy-to-use tools, all backed by ADPs small business expertise.
Square POS is the customizable point-of-sale system built for businesses of all shapes and sizes. Learn more about Square Point of Sale
Allows businesses to accept payments without having to pay the processing fee.

Reviews of Square Payments

Average score

Overall
4.7
Ease of Use
4.7
Customer Service
4.4
Features
4.6
Value for Money
4.5

Reviews by company size (employees)

  • <50
  • 51-200
  • 201-1,000
  • >1,001
Kate
Kate
Mobile Tire Repair in US
Verified LinkedIn User
Automotive, 2–10 Employees
Used the Software for: 1+ year
Reviewer Source

Square is perfect for mobile or online businesses.

5.0 2 months ago New

Comments: What I like most about square payments is my business is mobile and I don't have a card reader so I can take payments from the app by simply and putting card number and accepting the payment. I also like how I invoices.

Pros:

What I like most about square payments is ease of use for mobile payments and ability to send invoices mobile.

Cons:

I don't like the processing fee. But all services have a processing fee so I don't mind that it's a little cheaper than others.

Alternatives Considered: Stripe and PayPal Zettle

Reasons for Switching to Square Payments: I chose square payments over the other one because square was the first one I used and I was used to it. Also I looked at others and compare the prices and square is a lot more affordable.

Regina
Manager in US
Marketing & Advertising, Self Employed
Used the Software for: 1+ year
Reviewer Source

My Business LOVED Using Square Payments to Grow My Business

5.0 last month New

Comments: I used Square payments mostly for invoicing but I have been on the customer end of it and Loved it.

Pros:

I love how easy it was to use and also affordable. When my business wasn't making much, I could not afford Quickbooks and Square made doing business so much easier.

Cons:

Can not recall anything I didn't like about it. It seems it isn't as comprehensive for business accounting like Quickbooks is.

Alternatives Considered: QuickBooks Online

Reasons for Choosing Square Payments: I could not afford QuickBooks when my business wasn't making anything. I needed something that was easy to use, easy to get reports for tax reporting, etc. but also easy for my customers

Switched From: QuickBooks Desktop

Reasons for Switching to Square Payments: Cost of Square Payments was more affordable at the time

Verified Reviewer
Verified LinkedIn User
Health, Wellness & Fitness, Self Employed
Used the Software for: 1-5 months
Reviewer Source

Hefty price tag for sleek features

3.0 2 months ago New

Comments: Square was effortless to set up and provided me everything I needed to accept wireless payments for my mobile studio. The ability to accept card anytime, anywhere was lucrative. The fees are high cost of operation are eventually what brought me away from them. For an enterprise business it would make more sense, but not for an SMB.

Pros:

Square payments is awfully intuitive, probably the most learnable and quick to use platform of them all. They feature native integrations to any phone or computer you use. The app can even take payments on iPhone without a POS system. It is a UI dream and even keeps payments engaging and fun. Since they are a big company they have multiple lines of support, and ever adding features.

Cons:

Square payments is expensive, I would say the most expensive of them all. I only lasted 3 months using their service. I was roped in by the ability to accept tap to pay on my iPhone without the need for equipment. However, the fees per transaction were getting up to 2.75% each, with additional fees for instant deposit into bank account. On $10,000 I paid Square about $400 in fees out of my hard earned revenue.

Alternatives Considered: Valor Paytech, Clover and SpotOn

Reasons for Switching to Square Payments: Ease of use, attractive UI, mobile payments without equipment

Chris
Co owner in US
Wholesale, 2–10 Employees
Used the Software for: 2+ years
Reviewer Source

Great software for the new small business

4.0 last month New

Comments: This is great software for the begginer or someone who has a wide range of people accepting payments

Pros:

Ease of use and fluidity from step to step

Cons:

The cost and time frame for disbursement of dunds

Mike
Mike
CEO in US
Verified LinkedIn User
Photography, 2–10 Employees
Used the Software for: 6-12 months
Reviewer Source

Easy way for a business to be able to accept credit card payments

4.0 5 days ago New

Comments: Overall its the best and easiest option for being able to accept credit card payments without having to jump through a lot of hoops and these days people don't carry cash so in order to make sales you have to be able to accept credit cards.

Pros:

I like that I can use Square to accept credit card payments or my small business with out having to set up an account with one of the major credit card processing companies. Easy one stop shop

Cons:

I dislike the cost of the tap terminals and processing fees.