--- description: Discover the benefits and disadvantages of Square Payments. Learn the software price, see the description, and read the most helpful reviews for UK business users. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Square Payments Pricing, Cost & Reviews - Capterra UK 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments](/software/170278/square-payments-processing) # Square Payments Canonical: https://www.capterra.co.uk/software/170278/square-payments-processing Page: 1 / 110\ Next: [Next page](https://www.capterra.co.uk/software/170278/square-payments-processing?page=2) > Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go. > > Verdict: Rated **4.7/5** by 2716 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Square Payments? Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2716 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - Billing & Invoicing - Contactless NFC - Credit Card Processing - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - In-Person Payments - Mobile Access - Mobile Card Reader - Mobile Payments - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations ## Integrations (29 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Make - MarginEdge - MoeGo - Paymo - Poptin - QuickBooks Online Advanced ... and 14 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software) - [Mobile Credit Card Processing Software](https://www.capterra.co.uk/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. [PayPal](https://www.capterra.co.uk/software/179251/paypal) — 4.6/5 (26703 reviews) 2. [Venmo](https://www.capterra.co.uk/software/182159/venmo-) — 4.7/5 (9307 reviews) 3. [Stripe](https://www.capterra.co.uk/software/123889/stripe) — 4.6/5 (3390 reviews) 4. [Square Point of Sale](https://www.capterra.co.uk/software/154907/square-point-of-sale) — 4.6/5 (3042 reviews) 5. [Modisoft](https://www.capterra.co.uk/software/1060880/modisoft) — 5.0/5 (8 reviews) ## Reviews ### "The Easiest Way to Start Accepting Payments" — 4.0/5 > **Verified Reviewer** | *6 April 2026* | Health, Wellness & Fitness | Recommendation rating: 4.0/10 > > **Pros**: Square is truly "plug and play." I love that there are no monthly contracts or hidden startup fees. The interface is incredibly intuitive, and training new staff on the POS system takes minutes, not hours. The integration between the online store and physical card reader is seamless. > > **Cons**: The flat-rate transaction fees can get expensive as the business grows. I also wish it were easier to get a live human on the phone for technical support during weekend rushes. > > My experience has been very positive. It’s a reliable ecosystem that allowed me to scale from a single card reader to a full retail setup without needing a degree in finance. ----- ### "Easy to set up and use POS system" — 5.0/5 > **Andrew** | *23 September 2026* | Recreational Facilities & Services | Recommendation rating: 10.0/10 > > **Pros**: Really easy to use and integrate with my other software elements to take payments for. The variety of devices that payment can no be collected from really helps our business type as lots of outside activities. > > **Cons**: With the variety of devices and types used we no longer have the previous problem and means we can take payments basically from anywhere we are. ----- ### "It’s a affordable payment method" — 5.0/5 > **Kaycee** | *8 September 2026* | Health, Wellness & Fitness | Recommendation rating: 8.0/10 > > **Pros**: I have evening using Square for my small business since two years ago. My clients can easily pay their treatment free with their credit cards with Square without charging me an expensive fee. > > **Cons**: It lagged if my internet connection was weak but I guess that’s very normal. It only happened a few times ----- ### "The best payment processor I’ve used" — 5.0/5 > **Samantha** | *19 March 2026* | Health, Wellness & Fitness | Recommendation rating: 10.0/10 > > **Pros**: Easy to use and integrate/implement for me and my clients. Transparent fees and quick payments. Comprehensive reporting. > > **Cons**: I genuinely can’t think of any cons for Square. I’ve been incredibly happy with the service (including customer service). > > I have used a number of payment processing systems since starting my business and Square Payments is definitely the easiest to use. ----- ### "Square Payments - very easy to use" — 4.0/5 > **Ben** | *14 December 2025* | Civic & Social Organization | Recommendation rating: 3.0/10 > > **Pros**: Square payments is used by myself and a few others in a school PTA for money-raising events. Utilising Square as been brilliant, on top of the usual cash payments. It is easy to use, payments can be made via my phone or you can use their card machines that are linked to the phone. I like the items list feature which allows for post-event analysis of what was sold. Fees for transactions are not too bad and if you want the money transferred quicker, you can cash out early, with a small additional fee. > > **Cons**: The more I use it, the more issues I may find, but currently it has worked very well over the last 8-10 events it was used. Perhaps add a QR code link to the account, so donations could be made on the spur, if added to posters or school marketing ephemera. > > Great app, works well and so far, cannot fault it. Obviously lower fees would be great, but so far so good\! ----- Page: 1 / 110\ Next: [Next page](https://www.capterra.co.uk/software/170278/square-payments-processing?page=2) ## Links - [View on Capterra](https://www.capterra.co.uk/software/170278/square-payments-processing) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data