--- description: Discover the benefits and disadvantages of Xero. Learn the software price, see the description, and read the most helpful reviews for UK business users. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Xero Pricing, Cost & Reviews - Capterra UK 2026 --- Breadcrumb: [Home](/) > [Financial Reporting Software](/directory/30050/financial-reporting/software) > [Xero](/software/169561/xero) # Xero Canonical: https://www.capterra.co.uk/software/169561/xero Page: 1 / 134\ Next: [Next page](https://www.capterra.co.uk/software/169561/xero?page=2) > Xero is an online accounting software solution for small businesses, sole traders, and accountants in any industry. > > Verdict: Rated **4.4/5** by 3307 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Xero? Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 3307 Reviews | | Ease of Use | 4.4/5 | Based on overall reviews | | Customer Support | 4.0/5 | Based on overall reviews | | Value for Money | 4.2/5 | Based on overall reviews | | Features | 4.3/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Xero - **Founded**: 2006 ## Commercial Context - **Starting Price**: £10.00 - **Pricing model**: Flat Rate (Free Trial) - **Pricing Details**: Starter: £10/month Standard: £24/month Premium: £30/month - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: Australia, Canada, Hong Kong SAR China, India, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Kingdom, United States ## Features - Access Controls/Permissions - Accounting - Accounts Payable - Accounts Receivable - Audit Trail - Case Management - Client Management - Client Portal - Consolidation/Roll-Up - Customer Statements - Customisable Invoices - Data Import/Export - Delivery Management - Direct Deposit - Document Management - Due Date Tracking - Estimating - Expense Tracking - Financial Analysis - Financial Reporting - Fund Accounting - Income & Balance Sheet - Inventory Control - Inventory Management - Invoice Management - Invoice Processing - Mobile Payments - Monitoring - Order Management - Order Tracking - Payment Collection - Payment Processing - Payroll Management - Payroll Reporting - Pricing Management - Profit/Loss Statement - Project Management - Quotes/Estimates - Real-Time Data - Receipt Management - Receivables Ledger - Reimbursement Management - Task Management - Tax Calculation - Tax Compliance - Time & Expense Tracking - Time Tracking - Transaction Management - Trust Accounting - W-2 Preparation ... and 54 more features ## Integrations (147 total) - A2X - Accelo - Actionstep - ActiveCollab - Acuity Scheduling - Administrate Training Management - Adobe Commerce - Agile CRM - ApprovalMax - AroFlo - AutoEntry - BigCommerce - BlueFolder - Buildertrend - Capsule ... and 132 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Financial Reporting Software](https://www.capterra.co.uk/directory/30050/financial-reporting/software) ## Related Categories - [Accounting Software](https://www.capterra.co.uk/directory/1/accounting/software) - [Accounts Payable Software](https://www.capterra.co.uk/directory/30520/accounts-payable/software) - [Accounts Receivable Software](https://www.capterra.co.uk/directory/30521/accounts-receivable/software) - [Construction Accounting Software](https://www.capterra.co.uk/directory/20003/construction-accounting/software) - [School Accounting Software](https://www.capterra.co.uk/directory/20015/school-accounting/software) ## Alternatives 1. [NetSuite](https://www.capterra.co.uk/software/135757/netsuite) — 4.2/5 (2052 reviews) 2. [QuickBooks Online](https://www.capterra.co.uk/software/141374/quickbooks-online) — 4.3/5 (8475 reviews) 3. [QuickBooks Enterprise](https://www.capterra.co.uk/software/46497/quickbooks-enterprise) — 4.5/5 (20659 reviews) 4. [Sage Intacct](https://www.capterra.co.uk/software/76/intacct) — 4.3/5 (711 reviews) 5. [QuickBooks Desktop](https://www.capterra.co.uk/software/173879/quickbooks-desktop-pro) — 4.4/5 (2564 reviews) ## Reviews ### "Good accounting system" — 4.0/5 > **Kelly** | *10 May 2026* | Nonprofit Organization Management | Recommendation rating: 5.0/10 > > **Pros**: Easiness. Transferred from SAGE and it was pretty simple. Help isn’t as good as sage but lots in the help sextion > > **Cons**: Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element > > good, not had any major problems. Help area can be a little robotic at times but like the user videos ----- ### "Xero Review" — 5.0/5 > **Sam** | *9 February 2026* | Accounting | Recommendation rating: 9.0/10 > > **Pros**: Xero is very easy to use, especially for smaller clients. The interface is clean, it doesn’t feel overwhelming, and most day-to-day tasks can be done quickly. Bank feeds, reporting, and general navigation are all strong, which makes it a preferable to work with compared to other accounting systems. > > **Cons**: Bank reconciliation can occasionally be tricky if a client has already posted transactions. In those situations, it’s sometimes hard to find a clear audit trail or quickly understand what’s been done, which can slow things down. > > Overall, my experience with Xero has been very positive. Despite the occasional reconciliation challenge, it’s still my preferred accounting system for smaller clients. It’s reliable, user-friendly, and makes managing accounts much more straightforward than many alternatives. ----- ### "Xero - user-friendly and intuitive" — 5.0/5 > **Emma** | *23 March 2026* | Information Technology & Services | Recommendation rating: 10.0/10 > > **Pros**: I'm not an accountant or even a fully trained book-keepter, but I use Xero every day. Having previously used other packages for our accounts, Xero is brilliant in terms of being user friendly and intuitive. I love that it syncs with our bank, our CRM software and the app we use for expenses. > > **Cons**: If ever I need support, I feel like I'm scrabbling around trying to work out where to go to get it. I would love to have as chat bubble somewhere obvious - as long as it doesn't lead to getting stuck in a BOT loop\! > > User-friendly and intuitive for people like me, who don't have finance backgrounds. This would always be my go-to accounts software. ----- ### "Excellent one stop accounting software" — 5.0/5 > **Emma** | *25 January 2026* | Nonprofit Organization Management | Recommendation rating: 10.0/10 > > **Pros**: Xero is an excellent cloud-based accounting platform that is easy to use, and offers very good quick and responsive customer support. Its simple, clear dashboard makes everyday accounting tasks—such as invoicing, bank reconciliation, and expense tracking—efficient. It has many different functions and capabilities which speed up reconciling and customisable reports. It is able to integrate with other software and banks. It offers great value for money for all the features it has. > > **Cons**: Xero can slow down when you have a lot of transactions, but into the hundreds of thousands and it is not too slow that it is unusable, and this is a minor element, and all the pros outweigh this small con. > > My overall experience with Xero is extremely positive. It offers everything I need to successfully do the accounting for a non-profit with good safety features, different user profiles and access, and storage. ----- ### "Satisfactory ✨️" — 5.0/5 > **Pepukai Loyd** | *10 April 2026* | Hospitality | Recommendation rating: 8.0/10 > > **Pros**: It is easy yo use, easy to set up and provides very good user training. Provides room for customisation as well. > > **Cons**: Nothing really. I find it user-friendly. Sighthly difficult to use for multi-entity kind of business. > > Satisfied. I used xero for over teo years in a Hospitality business, managing over 20 instances of Xero. Never faced any issues. ----- Page: 1 / 134\ Next: [Next page](https://www.capterra.co.uk/software/169561/xero?page=2) ## Links - [View on Capterra](https://www.capterra.co.uk/software/169561/xero) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | ko | | | nb | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data