--- description: Discover the benefits and disadvantages of Xero. Learn the software price, see the description, and read the most helpful reviews for UK business users. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Xero Pricing, Cost & Reviews - Capterra UK 2026 --- Breadcrumb: [Home](/) > [Payroll Software](/directory/30202/payroll/software) > [Xero](/software/169561/xero) # Xero Canonical: https://www.capterra.co.uk/software/169561/xero Page: 1 / 134\ Next: [Next page](https://www.capterra.co.uk/software/169561/xero?page=2) > Xero is an online accounting software solution for small businesses, sole traders, and accountants in any industry. > > Verdict: Rated **4.4/5** by 3318 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Xero? Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 3318 Reviews | | Ease of Use | 4.4/5 | Based on overall reviews | | Customer Support | 4.0/5 | Based on overall reviews | | Value for Money | 4.2/5 | Based on overall reviews | | Features | 4.3/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Xero - **Founded**: 2006 ## Commercial Context - **Starting Price**: £10.00 - **Pricing model**: Flat Rate (Free Trial) - **Pricing Details**: Starter: £10/month Standard: £24/month Premium: £30/month - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: Australia, Canada, Hong Kong SAR China, India, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Arab Emirates, United Kingdom, United States ## Features - Access Controls/Permissions - Accounting - Accounts Payable - Accounts Receivable - Approval Workflow - Audit Trail - Case Management - Chart of Accounts - Client Management - Client Portal - Consolidation/Roll-Up - Customer Statements - Customisable Invoices - Data Import/Export - Delivery Management - Direct Deposit - Document Management - Due Date Tracking - Estimating - Expense Tracking - Financial Analysis - Financial Reporting - General Ledger - Income & Balance Sheet - Inventory Control - Inventory Management - Invoice Management - Invoice Processing - Mobile Payments - Monitoring - Order Management - Order Tracking - Payment Collection - Payment Processing - Payroll Management - Payroll Reporting - Profit/Loss Statement - Project Management - Quotes/Estimates - Real-Time Data - Receipt Management - Receivables Ledger - Reimbursement Management - Task Management - Tax Calculation - Tax Compliance - Time & Expense Tracking - Transaction Management - Trust Accounting - W-2 Preparation ... and 54 more features ## Integrations (144 total) - Accelo - Actionstep - ActiveCollab - Acuity Scheduling - Administrate Training Management - Adobe Commerce - Agile CRM - ApprovalMax - AroFlo - AutoEntry - BigCommerce - BlueFolder - Buildertrend - Capsule - Chargebee ... and 129 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Payroll Software](https://www.capterra.co.uk/directory/30202/payroll/software) ## Related Categories - [Accounting Software](https://www.capterra.co.uk/directory/1/accounting/software) - [Accounts Payable Software](https://www.capterra.co.uk/directory/30520/accounts-payable/software) - [Accounts Receivable Software](https://www.capterra.co.uk/directory/30521/accounts-receivable/software) - [Construction Accounting Software](https://www.capterra.co.uk/directory/20003/construction-accounting/software) - [School Accounting Software](https://www.capterra.co.uk/directory/20015/school-accounting/software) ## Alternatives 1. [Sage Intacct](https://www.capterra.co.uk/software/76/intacct) — 4.3/5 (716 reviews) 2. [QuickBooks Online](https://www.capterra.co.uk/software/141374/quickbooks-online) — 4.3/5 (8512 reviews) 3. [QuickBooks Enterprise](https://www.capterra.co.uk/software/46497/quickbooks-enterprise) — 4.5/5 (20669 reviews) 4. [NetSuite](https://www.capterra.co.uk/software/135757/netsuite) — 4.2/5 (2063 reviews) 5. [QuickBooks Desktop](https://www.capterra.co.uk/software/173879/quickbooks-desktop-pro) — 4.4/5 (2571 reviews) ## Reviews ### "Best software as long as you get the right package" — 5.0/5 > **Luke** | *15 August 2026* | Information Technology & Services | Recommendation rating: 8.0/10 > > **Pros**: Best bank matching and reconciliation around. The reporting is fantastic and allows us to pull reports for management as needed. > > **Cons**: The support could be better. A little frustrating you can't just pick up the phone and speak to someone if you have a quick query > > Very positive overall just make sure that you get the right package else you'll have to keep having add ons or be rather limited ----- ### "User friendly" — 5.0/5 > **Matt** | *12 July 2026* | Health, Wellness & Fitness | Recommendation rating: 10.0/10 > > **Pros**: Easy to use and reconcile. New reports are useful. Quick and easy to add receipts as well. Links with bank feeds easily enough and syncs with Stripe and Go Cardless. > > **Cons**: Remembering where to go for different reports. There are so many can be a bit overwhelming but then that can be a bit of user error and I should take more time to see what more it can do. > > Positive experience. Took some time initially to get used to but as it is now digital it is essential. It is easy to use and quick. ----- ### "Complete Accounts Package" — 5.0/5 > **Sam** | *2 April 2026* | Food Production | Recommendation rating: 10.0/10 > > **Pros**: We have used Xero for several years to do our accounting. We moved over from Sage. What I like about Xero is it is simple. Everything is laid out sensibly and it is easy to navigate. There are access to many different pre-made reports as well as the ability to customise and favourite as well. We have this software linked to our Cybake account and send over invoices from there daily. We also raise invoices within Xero itself. We also use it for bills. I use this everyday and have never encountered an issue. When there is something I don't know how to do i have never needed to contact customer support. I just search online to find the answer quickly. > > **Cons**: Some of the pre-made reports have very similar names. Which can be confusing at first until you learn them but that is similar to other software we use or have used in the past. Just means sometimes I click a few different ones before I land on the one I want. Not a big issue. > > It is a complete accounts package and does everything you could need it to do. It is simple and easily navigable and if there is something you don't know how to do it is often simple to find out how. ----- ### "Xero - Brilliant and Effective" — 5.0/5 > **Ethan** | *11 February 2026* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: Xero is a brilliant tool for both experienced accountants and owner manager businesses. Xero is easy to use and very beginner friendly with a wide range of pre-made reports and automated bank reconciliation functions. Additionally the mobile app is an extremely useful tool for business owners. > > **Cons**: The only issues I have with Xero are minor, this being the format of the reports when exported to excel. > > My overall experience with Xero is very positive with it being very useful for business owners and accountants. With easy to use functions and clear mapping for reports and other accounting information. ----- ### "Satisfactory ✨️" — 5.0/5 > **Pepukai Loyd** | *10 April 2026* | Hospitality | Recommendation rating: 8.0/10 > > **Pros**: It is easy yo use, easy to set up and provides very good user training. Provides room for customisation as well. > > **Cons**: Nothing really. I find it user-friendly. Sighthly difficult to use for multi-entity kind of business. > > Satisfied. I used xero for over teo years in a Hospitality business, managing over 20 instances of Xero. Never faced any issues. ----- Page: 1 / 134\ Next: [Next page](https://www.capterra.co.uk/software/169561/xero?page=2) ## Links - [View on Capterra](https://www.capterra.co.uk/software/169561/xero) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | ko | | | nb | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data