--- description: Discover the benefits and disadvantages of Xero. Learn the software price, see the description, and read the most helpful reviews for UK business users. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Xero Pricing, Cost & Reviews - Capterra UK 2026 --- Breadcrumb: [Home](/) > [Financial Reporting Software](/directory/30050/financial-reporting/software) > [Xero](/software/169561/xero) # Xero Canonical: https://www.capterra.co.uk/software/169561/xero Page: 1 / 134\ Next: [Next page](https://www.capterra.co.uk/software/169561/xero?page=2) > Xero is an online accounting software solution for small businesses, sole traders, and accountants in any industry. > > Verdict: Rated **4.4/5** by 3330 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Xero? Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 3330 Reviews | | Ease of Use | 4.4/5 | Based on overall reviews | | Customer Support | 4.0/5 | Based on overall reviews | | Value for Money | 4.2/5 | Based on overall reviews | | Features | 4.3/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Xero - **Founded**: 2006 ## Commercial Context - **Starting Price**: £10.00 - **Pricing model**: Flat Rate (Free Trial) - **Pricing Details**: Starter: £10/month Standard: £24/month Premium: £30/month - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: Australia, Canada, Hong Kong SAR China, India, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Arab Emirates, United Kingdom, United States ## Features - Access Controls/Permissions - Accounting - Accounts Payable - Accounts Receivable - Approval Workflow - Audit Trail - Bank Reconciliation - Case Management - Cash Management - Client Management - Client Portal - Consolidation/Roll-Up - Customer Statements - Data Import/Export - Delivery Management - Document Management - Due Date Tracking - Estimating - Expense Tracking - Fee Calculation & Posting - Financial Analysis - Financial Reporting - Fund Accounting - General Ledger - Income & Balance Sheet - Inventory Control - Invoice Management - Invoice Processing - Monitoring - Online Payments - Order Tracking - Payment Collection - Payment Processing - Payroll Reporting - Pricing Management - Profit/Loss Statement - Project Management - Quotes/Estimates - Real-Time Data - Receipt Management - Receivables Ledger - Status Tracking - Task Management - Tax Calculation - Tax Compliance - Time & Expense Tracking - Time Tracking - Transaction Management - Trust Accounting - W-2 Preparation ... and 54 more features ## Integrations (139 total) - Accelo - Actionstep - ActiveCollab - Acuity Scheduling - Administrate Training Management - Adobe Commerce - Agile CRM - ApprovalMax - AroFlo - AutoEntry - BigCommerce - BlueFolder - Buildertrend - Capsule - Chargebee ... and 124 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Financial Reporting Software](https://www.capterra.co.uk/directory/30050/financial-reporting/software) ## Related Categories - [Accounting Software](https://www.capterra.co.uk/directory/1/accounting/software) - [Charity Accounting Software](https://www.capterra.co.uk/directory/31355/nonprofit-accounting/software) - [Accounts Payable Software](https://www.capterra.co.uk/directory/30520/accounts-payable/software) - [Accounts Receivable Software](https://www.capterra.co.uk/directory/30521/accounts-receivable/software) - [Construction Accounting Software](https://www.capterra.co.uk/directory/20003/construction-accounting/software) ## Alternatives 1. [QuickBooks Online](https://www.capterra.co.uk/software/141374/quickbooks-online) — 4.3/5 (8544 reviews) 2. [QuickBooks Enterprise](https://www.capterra.co.uk/software/46497/quickbooks-enterprise) — 4.5/5 (20688 reviews) 3. [NetSuite](https://www.capterra.co.uk/software/135757/netsuite) — 4.2/5 (2080 reviews) 4. [Sage Intacct](https://www.capterra.co.uk/software/76/intacct) — 4.3/5 (717 reviews) 5. [Sage 50 Accounting](https://www.capterra.co.uk/software/174753/sage-50cloud) — 4.0/5 (630 reviews) ## Reviews ### "Solid accounting software" — 5.0/5 > **Verified Reviewer** | *25 June 2026* | Legal Services | Recommendation rating: 9.0/10 > > **Pros**: Easy to use, good access restrictions in place, great reporting features, team is constantly developing new features and updating UI. > > **Cons**: Can be quite expensive for a small business. Bank integrations can be a bit fiddly at times and don’t work properly on occasion. > > I use Xero for two of my businesses and very happy with it. The reporting is top notch, it’s intuitive to use and generally it is just a solid software. ----- ### "Simple and Reliable Accounting for Everyday Business" — 5.0/5 > **Susan** | *17 September 2026* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: I like that Xero is easy to use and makes everyday accounting much simpler. It is helpful for tracking income and expenses, creating invoices, and keeping financial information organised in one place. > > **Cons**: Some features can take a little time to understand, and the pricing can feel expensive for smaller businesses. > > Overall, my experience with Xero has been good. It is easy to use, keeps accounts organised, and makes invoicing, expenses, and day-to-day bookkeeping much easier. ----- ### "Best software as long as you get the right package" — 5.0/5 > **Luke** | *15 August 2026* | Information Technology & Services | Recommendation rating: 8.0/10 > > **Pros**: Best bank matching and reconciliation around. The reporting is fantastic and allows us to pull reports for management as needed. > > **Cons**: The support could be better. A little frustrating you can't just pick up the phone and speak to someone if you have a quick query > > Very positive overall just make sure that you get the right package else you'll have to keep having add ons or be rather limited ----- ### "So easy to use but a little outdated looks wise" — 5.0/5 > **Abdul Rehman** | *5 May 2026* | Health, Wellness & Fitness | Recommendation rating: 10.0/10 > > **Pros**: How it just works without any training. I am not an accountant whatsoever, I'm just a software developer actually but it was SO EASY to get familiar with Xero. My accountants were impressed at how perfect my books were on it. They were able to produce my UK VAT returns within minutes. > > **Cons**: The UI is very outdated. It looks pretty bad. I use a Chrome extension to make it dark for night time usage. It does feel clunky sometimes going back between pages and seeing old information. > > I've been using Xero for six months now and won't be switching at all. The product JUST WORKS and is ideal for UK usage. It has all the correct VAT accounts by default and almost every British accountant has used it so they find it extremely easy to work with for producing business accounts and filing VAT returns. ----- ### "Good Product" — 5.0/5 > **Alexis** | *8 May 2026* | Construction | Recommendation rating: 8.0/10 > > **Pros**: Easy to use Easy to reconcile Easy to connect to HMRC \& to do VAT returns. Good Customer Support Good mobile access > > **Cons**: Quotes dont turn into invoices easily. invoices would be better if they could show us the whole job price and knock percentages off as we raise different percentages on each job. > > Very Good. Always helpful. Easy to Use. Glad we use Xero compared to other software options. Payroll user friendly ----- Page: 1 / 134\ Next: [Next page](https://www.capterra.co.uk/software/169561/xero?page=2) ## Links - [View on Capterra](https://www.capterra.co.uk/software/169561/xero) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | ko | | | nb | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data