---
description: Discover the benefits and disadvantages of Xero.  Learn the software price, see the description, and read the most helpful reviews for UK business users. 
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title: Xero Pricing, Cost & Reviews - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Accounting Software](/directory/1/accounting/software) > [Xero](/software/169561/xero)

# Xero

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> Xero is an online accounting software solution for small businesses, sole traders, and accountants in any industry.
> 
> Verdict: Rated **4.4/5** by 3273 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Who Uses Xero?

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.4/5** | 3273 Reviews |
| Ease of Use | 4.4/5 | Based on overall reviews |
| Customer Support | 4.0/5 | Based on overall reviews |
| Value for Money | 4.2/5 | Based on overall reviews |
| Features | 4.3/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Xero
- **Founded**: 2006

## Commercial Context

- **Starting Price**: £10.00
- **Pricing model**: Flat Rate (Free Trial)
- **Pricing Details**: Starter: £10/month&#10;Standard: £24/month&#10;Premium: £30/month
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: Australia, Canada, Hong Kong SAR China, India, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Kingdom, United States

## Features

- Access Controls/Permissions
- Accounting
- Accounts Payable
- Accounts Receivable
- Audit Trail
- Bank Reconciliation
- Case Management
- Client Management
- Client Portal
- Consolidation/Roll-Up
- Customer Statements
- Customisable Invoices
- Data Import/Export
- Delivery Management
- Direct Deposit
- Due Date Tracking
- Dunning Management
- Expense Management
- Expense Tracking
- Financial Analysis
- Financial Reporting
- Fund Accounting
- Income & Balance Sheet
- Inventory Control
- Inventory Management
- Invoice Management
- Invoice Processing
- Mobile Payments
- Monitoring
- Order Management
- Order Tracking
- Payment Collection
- Payment Processing
- Payroll Management
- Payroll Reporting
- Profit/Loss Statement
- Project Management
- Quotes/Estimates
- Real-Time Data
- Receipt Management
- Receivables Ledger
- Reimbursement Management
- Status Tracking
- Task Management
- Tax Calculation
- Tax Compliance
- Time Tracking
- Transaction Management
- Trust Accounting
- W-2 Preparation

... and 51 more features

## Integrations (146 total)

- A2X
- Accelo
- Actionstep
- ActiveCollab
- Acuity Scheduling
- Administrate Training Management
- Adobe Commerce
- Agile CRM
- ApprovalMax
- AroFlo
- AutoEntry
- BigCommerce
- BlueFolder
- Buildertrend
- Capsule

... and 131 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- 24/7 (Live rep)
- Chat

## Category

- [Accounting Software](https://www.capterra.co.uk/directory/1/accounting/software)

## Related Categories

- [Accounting Software](https://www.capterra.co.uk/directory/1/accounting/software)
- [Accounts Payable Software](https://www.capterra.co.uk/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.co.uk/directory/30521/accounts-receivable/software)
- [Construction Accounting Software](https://www.capterra.co.uk/directory/20003/construction-accounting/software)
- [School Accounting Software](https://www.capterra.co.uk/directory/20015/school-accounting/software)

## Alternatives

1. [QuickBooks Online](https://www.capterra.co.uk/software/141374/quickbooks-online) — 4.3/5 (8393 reviews)
2. [NetSuite](https://www.capterra.co.uk/software/135757/netsuite) — 4.2/5 (2003 reviews)
3. [Sage Intacct](https://www.capterra.co.uk/software/76/intacct) — 4.3/5 (608 reviews)
4. [QuickBooks Enterprise](https://www.capterra.co.uk/software/46497/quickbooks-enterprise) — 4.5/5 (20614 reviews)
5. [QuickBooks Desktop](https://www.capterra.co.uk/software/173879/quickbooks-desktop-pro) — 4.4/5 (2551 reviews)

## Reviews

### "Great software" — 5.0/5

> **Emily** | *26 March 2026* | Accounting | Recommendation rating: 9.0/10
> 
> **Pros**: I mainly use Xero and love it as it's so easy to use and has a clear layout to find where you can get certain information from. It's also leaves a good trail to see when bills were created, who by, if anything has been changed and when. It gets regularly updated and easy to link up bank feeds
> 
> **Cons**: It's a little bit pricey, and the payroll software (paid extra) isn't as good as other payroll software
> 
> Definitely recommend, so easy to use for bookkeeping needs. Clearly laid out and good to use for multiple users on the same accounts

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### "Great product, even if a little on the pricey side" — 4.0/5

> **Verified Reviewer** | *19 March 2026* | Design | Recommendation rating: 6.0/10
> 
> **Pros**: Easy invoice creation and invoice. Clear and customisable dashboard. And good customer support with fast response times.
> 
> **Cons**: It's a little on the more expensive side requiring a more advanced plan for more features like unlimited invoices

-----

### "Good payroll software" — 5.0/5

> **Nina** | *12 March 2026* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: I use it from a payroll perspective but I know it has lost of other functionality. It is very easy to use from adding employee data to running reports.
> 
> **Cons**: I think the holiday tool could be better. It isn't easy to calculate holiday in the same way as HR software.
> 
> I am very happy with Xero, it is simple to use and very user friendly. The dashboard is very intuitive and I have never have any issues.

-----

### "Xero: user-friendly and a great tool all round" — 5.0/5

> **Elizabeth** | *20 June 2025* | Nonprofit Organization Management | Recommendation rating: 10.0/10
> 
> **Pros**: The option to tailor the system exactly to the needs of our team, the clear and well laid out user interface and the direct connection with the bank accounts, making reconciliations quick and easy. Minimal training was required to get people to the standard needed for basic day to day tasks.
> 
> **Cons**: Nothing to note\! All team members are very happy with this system and are really comfortable using it.
> 
> The transition was smooth from our former system and has been very straight forward since we started using it.

-----

### "Limited capability" — 2.0/5

> **Paul** | *25 June 2025* | Mechanical or Industrial Engineering | Recommendation rating: 5.0/10
> 
> **Pros**: Good for small businesses.  Simple to use any can be used on any device.  Modern interface and great reporting.  Just wish it could do a little more.
> 
> **Cons**: However, if you have to manage sales orders you need additional software as you can only raise quotes then invoices.  This then creates a whole load of integration issues.  The support is not there with either the other supplier who blames Xero or Xero who blame the 3rd party supplier.  A minefield.
> 
> I really like it however not being able to manage sales orders is a huge issue for my business.  You would think this would be a simple fix that would significantly increase the penetration of the product as its the way forward.

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## Links

- [View on Capterra](https://www.capterra.co.uk/software/169561/xero)

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