--- description: Discover the benefits and disadvantages of Stripe. Learn the software price, see the description, and read the most helpful reviews for UK business users. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Stripe Pricing, Cost & Reviews - Capterra UK 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe) # Stripe Canonical: https://www.capterra.co.uk/software/123889/stripe Page: 1 / 137\ Next: [Next page](https://www.capterra.co.uk/software/123889/stripe?page=2) > Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features. > > Verdict: Rated **4.6/5** by 3387 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Stripe? Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 3387 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 4.2/5 | Based on overall reviews | | Value for Money | 4.3/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Stripe - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based - **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish - **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more ## Features - ACH Payment Processing - API - Billing & Invoicing - Credit Card Processing - Data Security - Debit/Credit Card Processing - Electronic Payments - In-Person Payments - Mobile Access - Mobile Payments - Multi-Currency - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations - Transaction Management - Transaction Monitoring ## Integrations (107 total) - 123FormBuilder - ABC Glofox - Accelevents - Accelo - AccountsPortal - Attribution - Avalara - Avaza - Baremetrics - BigCommerce - Bizness Apps - Blinksale - Bookinglayer - Bookwhen - ChargeKeep ... and 92 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software) - [Cryptocurrency Wallets Software](https://www.capterra.co.uk/directory/33075/cryptocurrency-wallets/software) - [Currency Exchange Software](https://www.capterra.co.uk/directory/10053/currency-exchange/software) - [Cryptocurrency Exchanges](https://www.capterra.co.uk/directory/33575/cryptocurrency-exchange/software) - [Mobile Credit Card Processing Software](https://www.capterra.co.uk/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. 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[Stax](https://www.capterra.co.uk/software/157492/fattmerchant-payments-online) — 4.2/5 (146 reviews) ## Reviews ### "Dont Risk Your Company Using Stripe" — 1.0/5 > **Nick** | *6 August 2026* | Health, Wellness & Fitness | Recommendation rating: 0.0/10 > > **Pros**: nothing at all. very bad company to deal with. we don thave anythign nice to say about them we wantto worn people about them > > **Cons**: the threating emails we got about closing our accoutn when we did nothing wrong . we called them and they said our account was fine and we have an email form them stating this > > Watch out for this company. Our experience has been absolutely terrible. Out of the blue, we received threatening emails stating that they were going to stop processing our payments and close our account, despite us having done nothing wrong. When we called them to find out what was happening, we were told there was "nothing to worry about", yet they continued sending intimidating emails demanding documents and personal information before they would even discuss the matter with us. The whole experience felt very unprofessional and concerning. As a business, you simply can't afford to have your payment provider putting your company at risk like this. There are plenty of other reputable payment providers available, so we switched immediately. Based on our experience, I would not recommend trusting this company with your business. ----- ### "Excellent document for developers to integrate payment into their application" — 5.0/5 > **Ekpono** | *4 September 2026* | Computer Software | Recommendation rating: 9.0/10 > > **Pros**: Stripe help me by making it easy to integrate payment feature into my application. After creating the account, I was able to provide a payment interface to my customers > > **Cons**: The charges on customers on every transaction was really high, I was considering changing providers because of it. I hope they consider small businesses > > My experience with Stripe is really positive especially webhook which provides enough information on payment stages and how easy it is to use their document with code examples ----- ### "Great for collecting payments, quickly and easily." — 4.0/5 > **Emma** | *6 February 2026* | Nonprofit Organization Management | Recommendation rating: 9.0/10 > > **Pros**: I use Stripe to collect payments from various sources. We use Stripe because it is a widely trusted global payment collection software. We can use it for online payments and also in-person on a card machine which is helpful for in-person events. There are transaction fees applied however, there is no monthly charge. Stripe is easy to use with a dashboard showing your key figures. It is easy to navigate and find payment information, and reports which we use to verify income with our auditors. It offers a dispute section where you can easily return or refund payments should the need arrive. It creates a customer data base, storing information securely, and analyse is available. A test-mode function can also be used. > > **Cons**: The transaction fee is quite high, and we were not able to negotiate a discount, however it was still deemed the best value for money for what we needed at the time, and we have no plans to move away from Stripe. We have experienced no bugs or issues with the transaction volumes we have. > > My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals. I am able to easily obtain payment information from my login and manage other users so they can gather required data. ----- ### "Impressive" — 4.0/5 > **Pepukai Loyd** | *9 April 2026* | Nonprofit Organization Management | Recommendation rating: 9.0/10 > > **Pros**: Ease of use. The dashboard is well designed, making it easy to track payments, refunds, disputes, and reporting once you are familiar with it. > > **Cons**: Tools like webhooks, APIs, or detailed reporting customisation may require developer input or additional training. > > Very easy for standard payment processing and invoicing. Stripe offers excellent quality and a powerful, modern platform ----- ### "The most intuitive payment system for growing businesses" — 4.0/5 > **Verified Reviewer** | *6 April 2026* | Health, Wellness & Fitness | Recommendation rating: 8.0/10 > > **Pros**: I really value how plug-and-play the entire system is. I can take a card reader out of the box and start accepting payments in minutes without a complex merchant bank approval process. The interface is incredibly clean, which makes training my staff effortless, and the hardware looks professional on my counter. > > **Cons**: The flat-rate transaction fees can become quite expensive as my sales volume grows, and I wish there was more room to negotiate rates. I also find it frustrating that getting a live person on the phone for technical support can be difficult during busy weekend hours. > > My experience has been very positive overall. It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup. It simplifies my daily operations by keeping my sales, inventory, and deposits in one synchronized place. ----- Page: 1 / 137\ Next: [Next page](https://www.capterra.co.uk/software/123889/stripe?page=2) ## Links - [View on Capterra](https://www.capterra.co.uk/software/123889/stripe) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pl | | | pt | | | pt-PT | | | sv | | ----- ## Structured Data