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Stripe
Stripe Overview:
What is Stripe?
Stripe is a financial infrastructure platform that provides online payment processing and commerce solutions. The system offers APIs for payment acceptance, recurring revenue management, payouts, and financial automation enhanced by AI tools. Stripe's platform includes fraud protection through Radar, subscription billing capabilities, automated tax compliance, and custom reporting via Sigma. The service integrates with various business tools while providing customizable UI components and developer-friendly APIs. For technical teams, Stripe delivers intuitive APIs that enable quick deployment and scaling of payment infrastructure. Businesses without development resources can utilize low-code and no-code options such as Checkout and Payment Links. The platform supports multiple currencies and allows businesses to select specific capabilities from its modular suite, making it suitable for international operations requiring secure, scalable payment processing.
Who Uses Stripe?
Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises.
Where can Stripe be deployed?
Cloud-based
On-premise
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Overall rating
See all reviews
Based on 3,276 reviews
Reviews sentiment
Positive
93%
Neutral
3%
Negative
4%
Starting Price
Not provided by vendor
Free trial
About the vendor
- Stripe
- Located in San Francisco, US
- Founded in 2009
Stripe support
- 24/7 (Live rep)
- Chat
Countries available
Show more details
Australia, Austria, Belgium, Brazil, Bulgaria
Countries available
Countries where the product is available. Note: Customer support may not be accessible in that country.
- Australia
- Austria
- Belgium
- Brazil
- Bulgaria
- Canada
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hong Kong SAR China
- Hungary
- India
- Ireland
- Italy
- Japan
- Latvia
- Lithuania
- Luxembourg
- Malaysia
- Malta
- Mexico
- Netherlands
- New Zealand
- Norway
- Poland
- Portugal
- Romania
- Singapore
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
- United Arab Emirates
- United Kingdom
- United States
Languages
Show more details
Bulgarian, Chinese, Czech, Danish, Dutch
Languages
Languages that the product is available in.
- Bulgarian
- Chinese
- Czech
- Danish
- Dutch
- English
- Estonian
- Finnish
- German
- Greek
- Hungarian
- Italian
- Japanese
- Latvian
- Lithuanian
- Malay
- Norwegian
- Polish
- Portuguese
- Romanian
- Russian
- Slovak
- Slovenian
- Spanish
- Swedish
- Turkish
Features of Stripe
Other great alternatives to Stripe
Top rated features
Bank Reconciliation
Expense Tracking
Top rated features
Online Payments
Payment Processing
Top rated features
Mobile Payments
Online Payments
Top rated features
Data Security
Online Payments
Top rated features
Data Security
Online Payments
Top rated features
Multiple Payment Options
Payment Links
Top rated features
Chart of Accounts
Income & Balance Sheet
Top rated features
Billing & Invoicing
Financial Reporting
Top rated features
No features have been rated by reviewers for this product.
Capterra verified reviews for Stripe
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Overall rating
Based on 3,276 reviews
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Saleem
Training and Development Manager in UK
Verified LinkedIn User
Nonprofit Organization Management, 51–200 Employees
Used the Software for: 2+ years
"Stripe - The simple way to collect payments"
2 December 2025
We connected Stripe as a Merchant on Wufoo to collect one off Payments on forms. Its simple and secure to use to collect payments.
Pros:
It was quite easy to setup and cheap too. Transferring payments from Stripe to our business bank account is very simple and it meets our compliance needs.
Cons:
We haven't experienced any negative issues with Stripe so far, I guess it was just a matter of putting in time to learn how to use all the features.
Reviewer Source
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Craig
Managing director in UK
Verified LinkedIn User
Entertainment, 11–50 Employees
Used the Software for: 2+ years
"Additional payment methods for clients"
30 October 2025
Easy to set up and works in the background payments are transferred to our bank and show up in our accounting software automatically
Pros:
We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice. There is a small processing fee but we feel this is worth it as it gives clients more payment options and encourages them to pay immediately. We have also used stripe when selling merchandise online. We had no issues setting this up and have had no bugs.
Cons:
There are small processing fees which is expected. You have to way up the cost with the speed of payments.
Reviewer Source
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Emma
Financial Controller in UK
Nonprofit Organization Management, 51–200 Employees
Used the Software for: 2+ years
"Great for collecting payments, quickly and easily."
6 February 2026
New
My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals. I am able to easily obtain payment information from my login and manage other users so they can gather required data.
Pros:
I use Stripe to collect payments from various sources. We use Stripe because it is a widely trusted global payment collection software. We can use it for online payments and also in-person on a card machine which is helpful for in-person events. There are transaction fees applied however, there is no monthly charge. Stripe is easy to use with a dashboard showing your key figures. It is easy to navigate and find payment information, and reports which we use to verify income with our auditors. It offers a dispute section where you can easily return or refund payments should the need arrive. It creates a customer data base, storing information securely, and analyse is available. A test-mode function can also be used.
Cons:
The transaction fee is quite high, and we were not able to negotiate a discount, however it was still deemed the best value for money for what we needed at the time, and we have no plans to move away from Stripe. We have experienced no bugs or issues with the transaction volumes we have.
Alternatives Considered:
Reasons for Switching to Stripe:
It was the best solution to integrate with our website.
Reviewer Source
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Vikas
Director in UK
Verified LinkedIn User
Internet, 2–10 Employees
Used the Software for: 2+ years
"A must-use tool for developers with a model API mangement system"
30 April 2025
A really positive experience integrating it into WordPress, SaaS tools and API's
Pros:
The king of payment processors globally - a great easy-to-use API
Cons:
What's not to like! I suppose they could take less percentage for processing...
Alternatives Considered:
Reasons for Choosing Stripe:
Not as many native integrations for the other two compared two Stripe
Reasons for Switching to Stripe:
Didn't really suit my needs and Stripe is much more configurable.
Reviewer Source
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Jacques
Founder in UK
Health, Wellness & Fitness, Self Employed
Used the Software for: 2+ years
"Great software for managing payments"
12 September 2025
My overall experience has been great. I haven’t had any issues regarding payments or use as it’s very straightforward to use and navigate.
Pros:
I use stripe mainly for taking client payment through credit cards. It’s easy to use and manage memberships accounts. It’s also good value for money as charges are not too high.
Cons:
I’ve been using stripe for business since 2023 and to be honest I haven’t had any issues or problems I need to mention.
Reviewer Source
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