--- description: Discover the benefits and disadvantages of Stripe. Learn the software price, see the description, and read the most helpful reviews for UK business users. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Stripe Pricing, Cost & Reviews - Capterra UK 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe) # Stripe Canonical: https://www.capterra.co.uk/software/123889/stripe Page: 1 / 135\ Next: [Next page](https://www.capterra.co.uk/software/123889/stripe?page=2) > Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features. > > Verdict: Rated **4.6/5** by 3331 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Stripe? Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 3331 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 4.2/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Stripe - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based - **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish - **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more ## Features - ACH Payment Processing - API - Billing & Invoicing - Credit Card Processing - Data Security - Debit/Credit Card Processing - Electronic Payments - In-Person Payments - Mobile Access - Mobile Payments - Multi-Currency - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations - Transaction Management - Transaction Monitoring ## Integrations (109 total) - 123FormBuilder - ABC Glofox - Accelevents - Accelo - AccountsPortal - Attribution - Avalara - Avaza - Baremetrics - BigCommerce - Bizness Apps - Blinksale - Bookinglayer - Bookwhen - ChargeKeep ... and 94 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software) - [Cryptocurrency Wallets Software](https://www.capterra.co.uk/directory/33075/cryptocurrency-wallets/software) - [Currency Exchange Software](https://www.capterra.co.uk/directory/10053/currency-exchange/software) - [Cryptocurrency Exchanges](https://www.capterra.co.uk/directory/33575/cryptocurrency-exchange/software) - [Mobile Credit Card Processing Software](https://www.capterra.co.uk/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. [PayPal](https://www.capterra.co.uk/software/179251/paypal) — 4.6/5 (26378 reviews) 2. [Venmo](https://www.capterra.co.uk/software/182159/venmo-) — 4.7/5 (9279 reviews) 3. [Square Payments](https://www.capterra.co.uk/software/170278/square-payments-processing) — 4.7/5 (2680 reviews) 4. [Square Point of Sale](https://www.capterra.co.uk/software/154907/square-point-of-sale) — 4.6/5 (3028 reviews) 5. [Stax](https://www.capterra.co.uk/software/157492/fattmerchant-payments-online) — 4.1/5 (126 reviews) ## Reviews ### "Feature-rich payment processing platform" — 5.0/5 > **Jack** | *13 February 2026* | Insurance | Recommendation rating: 10.0/10 > > **Pros**: Simplicity in its design, rich in features for managing payment processing, invoicing and more. Low transaction fees means convenience for my business without being penalised for it. Stripes API allows really easy integration into any service or product. > > **Cons**: Stripe generally is a great platform, however, initial business verification can hold you back, its a fairly complex process that I think could be streamlined more. > > Stripe is a feature-rich payment processing platform. I found it incredibly easy to work with from an API level, providing exactly the right level of integration that I needed for my projects. The dashboard and suite of tools are so simple to use, and easy to follow. Stripe can also handle multiple currencies with ease, incredibly useful. ----- ### "A must-use tool for developers with a model API mangement system" — 5.0/5 > **Vikas** | *30 April 2025* | Internet | Recommendation rating: 10.0/10 > > **Pros**: The king of payment processors globally - a great easy-to-use API > > **Cons**: What's not to like\! I suppose they could take less percentage for processing... > > A really positive experience integrating it into WordPress, SaaS tools and API's ----- ### "Good stripe\!" — 5.0/5 > **Simon** | *14 February 2026* | Paper & Forest Products | Recommendation rating: 10.0/10 > > **Pros**: I’ve used stripe in a few projects to collect payment. We’re currently using it successfully to collect payments form clients via a payment portal. > > **Cons**: I can’t really fault stripe. Maybe if it cost no money I’d like it more but it might not be as good if it didn’t charge me\! > > Smooth experience with simple set up and no real issues in use. A good piece of payment software. Not a bad price. ----- ### "Reliable payment processing with strong invoicing features, but slightly slow payouts" — 4.0/5 > **Matthew** | *11 April 2026* | Education Management | Recommendation rating: 8.0/10 > > **Pros**: •Very easy to create and send payment links •Competitive transaction fees •Highly customisable invoices, including the ability to add branding and logos •Smooth and reliable card payment processing •Clear and functional user interface > > **Cons**: •Payouts can take around three business days, which feels a bit slow for cash flow •Some features can take time to fully understand for new users •Occasional complexity in navigating the broader dashboard > > Overall, Stripe has been a reliable and professional payment solution for my business. It handles card payments smoothly and makes it easy to send invoices and payment links to clients. The ability to customise invoices with branding is a strong advantage and helps maintain a professional appearance. The main drawback is the delay in receiving funds, which can take up to three business days, which is slightly slower than ideal for day-to-day cash flow. However, the system is stable, secure, and generally very easy to use once set up. ----- ### "Impressive" — 4.0/5 > **Pepukai Loyd** | *9 April 2026* | Nonprofit Organization Management | Recommendation rating: 9.0/10 > > **Pros**: Ease of use. The dashboard is well designed, making it easy to track payments, refunds, disputes, and reporting once you are familiar with it. > > **Cons**: Tools like webhooks, APIs, or detailed reporting customisation may require developer input or additional training. > > Very easy for standard payment processing and invoicing. Stripe offers excellent quality and a powerful, modern platform ----- Page: 1 / 135\ Next: [Next page](https://www.capterra.co.uk/software/123889/stripe?page=2) ## Links - [View on Capterra](https://www.capterra.co.uk/software/123889/stripe) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pl | | | pt | | | pt-PT | | | sv | | ----- ## Structured Data