---
description: Discover the benefits and disadvantages of Mercury.  Learn the software price, see the description, and read the most helpful reviews for UK business users. 
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Mercury Pricing, Cost & Reviews - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Mercury](/software/1084476/Mercury)

# Mercury

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> Mercury is a banking platform that gives entrepreneurs one product to accomplish everything they want with their money.
> 
> Verdict: Rated **4.9/5** by 58 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Who Uses Mercury?

Mercury is used by startups, tech companies, ecommerce brands, agencies, consultants, firms, VC funds, crypto companies, and accounting firms.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.9/5** | 58 Reviews |
| Ease of Use | 5.0/5 | Based on overall reviews |
| Customer Support | 4.4/5 | Based on overall reviews |
| Value for Money | 4.8/5 | Based on overall reviews |
| Features | 4.8/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Mercury
- **Location**: San Francisco, US

## Commercial Context

- **Starting Price**: US$0.00
- **Pricing model**: Flat Rate (Free version available) (Free Trial)
- **Pricing Details**: At Mercury, banking\* services and essential tools are always $0/mo — with more plans available as your business grows. Mercury has 3 plans available:
1. Mercury (free): Comes with powerful banking and finance essentials included with every account.
2. Mercury Plus (starts at $29.90/month): For businesses that need more efficiencies and streamlined invoicing.
3. Mercury Pro (starts at $299/month): For businesses with complex operations that need a relationship manager.
\*Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- Accounting
- Accounting Integration
- Alerts/Escalation
- Approval Process Control
- Approval Workflow
- Authentication
- Bank Reconciliation
- Billing & Invoicing
- Categorisation/Grouping
- Corporate Card
- Credit Card Management
- Customer Statements
- Customisable Invoices
- Data Visualisation
- Electronic Payments
- Electronic Statements
- Expense Tracking
- Financial Analysis
- Financial Management
- Financial Reporting
- Invoice Processing
- Mobile Payments
- Mobile Receipt Upload
- Online Payments
- Payment Collection
- Payment Processing
- Receipt Management
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- Retail Banking
- Single Sign On
- Spend Analysis
- Spend Control
- Transaction Monitoring
- Workflow Management

## Support Options

- Email/Help Desk
- FAQs/Forum
- Chat

## Category

- [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software)
- [Financial Management Software](https://www.capterra.co.uk/directory/31136/financial-management/software)
- [Spend Management Software](https://www.capterra.co.uk/directory/31817/spend-management/software)
- [Financial Services Software](https://www.capterra.co.uk/directory/31123/financial-services/software)
- [Billing and Invoicing Software](https://www.capterra.co.uk/directory/30015/billing-and-invoicing/software)

## Alternatives

1. [Sage Intacct](https://www.capterra.co.uk/software/76/intacct) — 4.3/5 (716 reviews)
2. [Qonto](https://www.capterra.co.uk/software/173384/qonto) — 4.5/5 (269 reviews)
3. [Revolut Business](https://www.capterra.co.uk/software/1005074/revolut-for-business) — 4.0/5 (81 reviews)
4. [Plaid](https://www.capterra.co.uk/software/174384/plaid) — 4.4/5 (105 reviews)
5. [Agicap](https://www.capterra.co.uk/software/196637/agicap) — 4.3/5 (161 reviews)

## Reviews

### "a good neobank for startups" — 5.0/5

> **Ville** | *31 March 2026* | Research | Recommendation rating: 9.0/10
> 
> **Pros**: The app works well, and is free. the treasury rates are good so good place to park fundraising cash (esp for startups because unlocking good rates often requires high minimum balances and Mercury's limits worked for us). Onboarding via stripe atlas was smooth.
> 
> **Cons**: Lack of support for foreign currencies (GBP in particular for us as we do business in the UK) can make dealing with foreign payments challenging.
> 
> very good, not much to complain and it's a good banking service for startups in particular esp. if you don't deal with cash and like to use an app for banking

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### "Absolute Ease to use\!" — 4.0/5

> **Henri** | *30 March 2026* | Marketing & Advertising | Recommendation rating: 9.0/10
> 
> **Pros**: It's very easy to use, easy accessible and it all makes a lot of sense how to use. Also the 1099 filing was very easy.
> 
> **Cons**: I believe the accounting integration, as far as I know, is lacking a bit. We use Ramp for our credit card spend and it integrates very well with QBO.
> 
> Very good\! The UI is very self explanatory, I'm rather new to Mercury and the more I use it the more im liking it.

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### "Mercury is great - no brainer" — 5.0/5

> **Max** | *16 June 2026* | Environmental Services | Recommendation rating: 10.0/10
> 
> **Pros**: So easy to use, great interface, great customer support, it just makes sense\! Best business bank out there.
> 
> **Cons**: I wish there was no minimum balance for the interest bearing savings/treasury. Ramp has no min. and that is a big plus.
> 
> Great, have used them at 3-4 companies. Always easy to use, intuitive interface, no issues, great safety.

-----

### "Efficient, Practical, and Reliable Banking Solution" — 5.0/5

> **Danilo** | *31 March 2026* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: Mercury has been extremely helpful for our operations. The platform is very practical, intuitive, and easy to use on a daily basis. Transactions, expense tracking, and account management are straightforward and efficient. Additionally, customer support is outstanding, whenever I need assistance, the team responds quickly and resolves issues promptly.
> 
> **Cons**: So far, we have not experienced any significant issues. The platform meets our expectations very well. Minor improvements could be made in expanding integrations and additional reporting features, but nothing that impacts our daily operations.
> 
> Our overall experience with Mercury has been excellent. It has significantly improved the efficiency of our financial operations, especially for an international business structure. The platform is reliable, user-friendly, and well-suited for companies that need agility and simplicity in banking. The fast and responsive customer support is also a strong differentiator. Mercury has become an essential tool in our daily activities.

-----

### "Average Bank" — 3.0/5

> **Shawn** | *31 March 2026* | Real Estate | Recommendation rating: 1.0/10
> 
> **Pros**: They are fast at getting back to you and attempting to resolve issues. They respond well although not enough clarity given.
> 
> **Cons**: They do not put enough pressure on other banks. I have fraud and they haven’t done enough to pressure the other bank
> 
> Overall average I wanted results in my fraud case and they keep telling me that they haven’t heard from the bank yes

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## Links

- [View on Capterra](https://www.capterra.co.uk/software/1084476/Mercury)

## This page is available in the following languages

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| en | <https://www.capterra.com/p/10035709/Mercury/> |
| en-AE | <https://www.capterra.ae/software/1084476/Mercury> |
| en-AU | <https://www.capterra.com.au/software/1084476/Mercury> |
| en-CA | <https://www.capterra.ca/software/1084476/Mercury> |
| en-GB | <https://www.capterra.co.uk/software/1084476/Mercury> |
| en-IE | <https://www.capterra.ie/software/1084476/Mercury> |
| en-IL | <https://www.capterra.co.il/software/1084476/Mercury> |
| en-IN | <https://www.capterra.in/software/1084476/Mercury> |
| en-NZ | <https://www.capterra.co.nz/software/1084476/Mercury> |
| en-SG | <https://www.capterra.com.sg/software/1084476/Mercury> |
| en-ZA | <https://www.capterra.co.za/software/1084476/Mercury> |

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