---
description: Discover the benefits and disadvantages of Zil Money.  Learn the software price, see the description, and read the most helpful reviews for UK business users. 
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Zil Money Pricing, Cost & Reviews - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Zil Money](/software/1056703/zil-money)

# Zil Money

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> The payment platform helps businesses manage finances via credit cards, checks, wire transfers, and more. Fund payroll by credit card.
> 
> Verdict: Rated **4.7/5** by 103 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Zil Money?

United States Businesses
Small and medium businesses
Entrepreneurs
Freelancers

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 103 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.5/5 | Based on overall reviews |
| Value for Money | 4.6/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Zil.US
- **Founded**: 2008

## Commercial Context

- **Starting Price**: US$30.00
- **Pricing model**: Usage Based (Free Trial)
- **Pricing Details**: Zil Money is available via the following plans:
Pay as You Need - $0 No Minimum Spend (Initial Recharge $30)
Business - $49.99 Minimum Spend/Month
Premium - $499.99 Minimum Spend/Month
Enterprise - Custom (Starting at $999/Month)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- Billing & Invoicing
- Debit/Credit Card Processing
- Mobile Payments
- Multiple Payment Options
- Reporting/Analytics

## Integrations (14 total)

- BitPay
- Dynamics 365
- FreshBooks
- Gusto
- NetSuite
- QuickBooks Desktop
- QuickBooks Online
- QuickBooks Payroll
- Sage Accounting
- Xero
- Zapier
- Zoho Books
- Zoho Connect
- servis.ai

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software)

## Alternatives

1. [Stripe](https://www.capterra.co.uk/software/123889/stripe) — 4.6/5 (3309 reviews)
2. [PayPal](https://www.capterra.co.uk/software/179251/paypal) — 4.6/5 (26301 reviews)
3. [Venmo](https://www.capterra.co.uk/software/182159/venmo-) — 4.7/5 (9271 reviews)
4. [Square Payments](https://www.capterra.co.uk/software/170278/square-payments-processing) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.capterra.co.uk/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews)

## Reviews

### "Simplifies Payments" — 5.0/5

> **ZAHWAAN** | *17 June 2025* | Accounting | Recommendation rating: 9.0/10
> 
> **Pros**: What I liked the most about Zil money is how easy it made sending and managing checks. The interface is clean and features like virtual bank accounts and payment scheduling really helped streamline my business payments
> 
> **Cons**: Sometimes the platform feels a bit slow, especially during peak hours and customer support responses could be quiker.
> 
> Overall, Zil Money has made my financial workflows much easier. It's relaible for daily use and I appreciate the range of payment options it offers

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### "Woks well for now" — 5.0/5

> **Anna** | *4 October 2025* | Insurance | Recommendation rating: 6.0/10
> 
> **Pros**: Access fee-free transactions for eligible transactions through your ZilMoney Wallet. I also like the Real-time payment tracking.
> 
> **Cons**: Customers are not directly insured by the FDIC. The claim  “Up to 90% cost savings” is not accurate.
> 
> It works well with my business model. It was more costly than expected.  I’m looking for other options.

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### "Horrible if I must say so myself" — 1.0/5

> **Davon** | *2 October 2025* | Music | Recommendation rating: 0.0/10
> 
> **Pros**: Nothing was likeable I think it was a horrible experience because I've been a member with them for years and they treated me like nothing
> 
> **Cons**: Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly told them what I called for they still didn't get it done
> 
> Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me

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### "Reliable Platform with Excellent Customer Support" — 5.0/5

> **shadma** | *16 December 2025* | Outsourcing/Offshoring | Recommendation rating: 10.0/10
> 
> **Pros**: What I liked most about Zil Money is their excellent customer support. The support team is responsive, transparent, and you can easily connect with a live agent on calls whenever needed.
> 
> **Cons**: Currently, Zil Money does not offer a cloud banking option. At the moment, transactions are limited to wallet-based usage only.
> 
> Overall, my experience with Zil Money has been very positive. The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents available on calls and complete transparency.

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### "Business Check and Billing Quick and Easy" — 4.0/5

> **Fernando** | *20 June 2024* | Information Technology & Services | Recommendation rating: 7.0/10
> 
> **Pros**: Online Check Writer has made it easy to access our funds and credit lines from one place to take care of our accounts payables without messing around with paper checks, printers or visits to the bank or post office.
> 
> **Cons**: I did not like that some funding sources where not available for all methods of payments, particularly eChecks
> 
> So far we are happy with our experience with Zil Money's Online Check Writer and so are our vendors. Makes our business and lives easier.

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## Links

- [View on Capterra](https://www.capterra.co.uk/software/1056703/zil-money)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/10014229/Zil-Money/> |
| en-AE | <https://www.capterra.ae/software/1056703/zil-money> |
| en-AU | <https://www.capterra.com.au/software/1056703/zil-money> |
| en-CA | <https://www.capterra.ca/software/1056703/zil-money> |
| en-GB | <https://www.capterra.co.uk/software/1056703/zil-money> |
| en-IE | <https://www.capterra.ie/software/1056703/zil-money> |
| en-IL | <https://www.capterra.co.il/software/1056703/zil-money> |
| en-IN | <https://www.capterra.in/software/1056703/zil-money> |
| en-NZ | <https://www.capterra.co.nz/software/1056703/zil-money> |
| en-SG | <https://www.capterra.com.sg/software/1056703/zil-money> |
| en-ZA | <https://www.capterra.co.za/software/1056703/zil-money> |

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