---
description: Discover the benefits and disadvantages of Wise.  Learn the software price, see the description, and read the most helpful reviews for UK business users. 
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title: Wise Pricing, Cost & Reviews - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Wise](/software/1016836/wise)

# Wise

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> Payment processing software that lets businesses transfer money in multi currencies to users across international countries.
> 
> Verdict: Rated **3.8/5** by 86 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **3.8/5** | 86 Reviews |
| Ease of Use | 4.0/5 | Based on overall reviews |
| Customer Support | 3.5/5 | Based on overall reviews |
| Value for Money | 3.8/5 | Based on overall reviews |
| Features | 3.9/5 | Based on overall reviews |
| Recommendation percentage | 70% | (7/10 Likelihood to recommend) |

## About the vendor

- **Company**: Wise

## Commercial Context

- **Pricing model**:  (Free version available)
- **Pricing Details**: Contact Wise for pricing details.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, German
- **Available Countries**: United Kingdom

## Features

- Reporting/Analytics
- Transaction Monitoring

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base

## Category

- [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software)

## Alternatives

1. [Stripe](https://www.capterra.co.uk/software/123889/stripe) — 4.6/5 (3354 reviews)
2. [PayPal](https://www.capterra.co.uk/software/179251/paypal) — 4.6/5 (26504 reviews)
3. [Venmo](https://www.capterra.co.uk/software/182159/venmo-) — 4.7/5 (9296 reviews)
4. [Square Payments](https://www.capterra.co.uk/software/170278/square-payments-processing) — 4.7/5 (2696 reviews)
5. [Square Point of Sale](https://www.capterra.co.uk/software/154907/square-point-of-sale) — 4.6/5 (3032 reviews)

## Reviews

### "A wise choice for your all your currency transfer transactions" — 5.0/5

> **Michael** | *22 March 2025* | Recreational Facilities & Services | Recommendation rating: 10.0/10
> 
> **Pros**: What I liked most about Wise is its lightning-fast transfer speeds, which were crucial for my situation. Living in Spain and managing large transfers for a house build, I needed transactions from my UK accounts to be quick, secure, and hassle-free. Wise consistently delivered—most transfers arrived in seconds, even with substantial amounts, and I never encountered a single issue. I also like Wise’s transparent and inexpensive fees, the user-friendly interface, and reliability across currencies.
> 
> **Cons**: I had one issue with my bank, but that had nothing at all to do with Wise or their service. The issue was quickly resolved and the money arrived safely and quickly.
> 
> Very happy indeed. The service has always been quick, safe, I always seem to get the best exchange rates at the time too. The fees are quite low. Its been a great discovery and perfect for my needs.

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### "Easiest Way To Transfer Your Money" — 5.0/5

> **Deniz** | *31 October 2024* | Marketing & Advertising | Recommendation rating: 10.0/10
> 
> **Pros**: The speed it has with international money transfer
> 
> **Cons**: There is nothing I don't like about Wise
> 
> I really like using Wise a lot, it's very smooth and very easy to use

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### "Most secure and transparent fintech app in the world" — 5.0/5

> **Gabriel** | *19 March 2025* | E-Learning | Recommendation rating: 10.0/10
> 
> **Pros**: I've been using wise (ex transferwise) for 8 years now, and I have absolute trust in this company. I love how simple and transparent everything is. With them, nothing is complicated or sketchy and I just love that.
> 
> **Cons**: The fact that you cant do much with money besides spend it or send it. I cant believe they dont offer loans or credit, because the problem is that since I've handled my money with them all of these years, I didn't build credit score with other banks. If they would allow you to build credit score with them, offer some type of credit card option or give out small loans, they would be the best.
> 
> Overall, I am a person who recommends wise to every single person I know. I am happy, loyal client.

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### "Hassle free international expenses" — 5.0/5

> **Verified Reviewer** | *19 February 2026* | Information Technology & Services | Recommendation rating: 9.0/10
> 
> **Pros**: It's easy to use, has good fees for currency exchange and it is a well known platform, which means that a lot of colleagues also use it. Also the API makes it easy to connect to other services.
> 
> **Cons**: Sometimes the UI bothers me with unecessary stuff that I'll never use. It would be better if it was a little cleaner.
> 
> I've been using it as my main payment platform outside my home country. It is connected to my own expenses management platform, which makes it really easy to track expenses.

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### "A necessity if living abroad" — 3.0/5

> **Brianna** | *2 July 2026* | Writing & Editing | Recommendation rating: 9.0/10
> 
> **Pros**: I liked that it allowed me to transfer money when I was living in Mexico to take care of business and personal needs in pesos.
> 
> **Cons**: The conversion rate was often pretty high, and sometimes the app would show a transfer would arrive instantly (initially), then you later find out it will actually take several hours or even days.

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## Links

- [View on Capterra](https://www.capterra.co.uk/software/1016836/wise)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.capterra.com.de/software/1016836/wise> |
| de-AT | <https://www.capterra.at/software/1016836/wise> |
| de-CH | <https://www.capterra.ch/software/1016836/wise> |
| en | <https://www.capterra.com/p/234269/Wise/> |
| en-AE | <https://www.capterra.ae/software/1016836/wise> |
| en-AU | <https://www.capterra.com.au/software/1016836/wise> |
| en-CA | <https://www.capterra.ca/software/1016836/wise> |
| en-GB | <https://www.capterra.co.uk/software/1016836/wise> |
| en-IE | <https://www.capterra.ie/software/1016836/wise> |
| en-IL | <https://www.capterra.co.il/software/1016836/wise> |
| en-IN | <https://www.capterra.in/software/1016836/wise> |
| en-NZ | <https://www.capterra.co.nz/software/1016836/wise> |
| en-SG | <https://www.capterra.com.sg/software/1016836/wise> |
| en-ZA | <https://www.capterra.co.za/software/1016836/wise> |
| fr | <https://www.capterra.fr/software/1016836/wise> |
| fr-BE | <https://fr.capterra.be/software/1016836/wise> |
| fr-CA | <https://fr.capterra.ca/software/1016836/wise> |
| fr-LU | <https://www.capterra.lu/software/1016836/wise> |

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