--- description: Discover the benefits and disadvantages of Xero. Learn the software price, see the description, and read the most helpful reviews for UK business users. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Xero Pricing, Cost & Reviews - Capterra UK 2026 --- Breadcrumb: [Home](/) > [Financial Reporting Software](/directory/30050/financial-reporting/software) > [Xero](/software/169561/xero) # Xero Canonical: https://www.capterra.co.uk/software/169561/xero Page: 1 / 133\ Next: [Next page](https://www.capterra.co.uk/software/169561/xero?page=2) > Xero is an online accounting software solution for small businesses, sole traders, and accountants in any industry. > > Verdict: Rated **4.4/5** by 3301 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Xero? Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 3301 Reviews | | Ease of Use | 4.4/5 | Based on overall reviews | | Customer Support | 4.0/5 | Based on overall reviews | | Value for Money | 4.2/5 | Based on overall reviews | | Features | 4.3/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Xero - **Founded**: 2006 ## Commercial Context - **Starting Price**: £10.00 - **Pricing model**: Flat Rate (Free Trial) - **Pricing Details**: Starter: £10/month Standard: £24/month Premium: £30/month - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: Australia, Canada, Hong Kong SAR China, India, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Kingdom, United States ## Features - Access Controls/Permissions - Accounting - Accounts Payable - Accounts Receivable - Approval Process Control - Bank Reconciliation - Benefits Management - Billing & Invoicing - Case Management - Chart of Accounts - Consolidation/Roll-Up - Customer Statements - Customisable Invoices - Data Import/Export - Delivery Management - Direct Deposit - Document Management - Estimating - Expense Tracking - Financial Analysis - Financial Reporting - For Real Estate - Fund Accounting - Income & Balance Sheet - Inventory Control - Inventory Management - Invoice Management - Invoice Processing - Mobile Payments - Monitoring - Order Tracking - Payment Processing - Payroll Management - Payroll Reporting - Pricing Management - Profit/Loss Statement - Project Management - Quotes/Estimates - Real-Time Data - Receipt Management - Receivables Ledger - Reporting/Analytics - Self Service Portal - Task Management - Tax Calculation - Tax Compliance - Time & Expense Tracking - Transaction Management - Trust Accounting - W-2 Preparation ... and 54 more features ## Integrations (147 total) - A2X - Accelo - Actionstep - ActiveCollab - Acuity Scheduling - Administrate Training Management - Adobe Commerce - Agile CRM - ApprovalMax - AroFlo - AutoEntry - BigCommerce - BlueFolder - Buildertrend - Capsule ... and 132 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Financial Reporting Software](https://www.capterra.co.uk/directory/30050/financial-reporting/software) ## Related Categories - [Accounting Software](https://www.capterra.co.uk/directory/1/accounting/software) - [Accounts Payable Software](https://www.capterra.co.uk/directory/30520/accounts-payable/software) - [Accounts Receivable Software](https://www.capterra.co.uk/directory/30521/accounts-receivable/software) - [Construction Accounting Software](https://www.capterra.co.uk/directory/20003/construction-accounting/software) - [School Accounting Software](https://www.capterra.co.uk/directory/20015/school-accounting/software) ## Alternatives 1. [NetSuite](https://www.capterra.co.uk/software/135757/netsuite) — 4.2/5 (2046 reviews) 2. [QuickBooks Online](https://www.capterra.co.uk/software/141374/quickbooks-online) — 4.3/5 (8471 reviews) 3. [QuickBooks Enterprise](https://www.capterra.co.uk/software/46497/quickbooks-enterprise) — 4.5/5 (20655 reviews) 4. [Sage Intacct](https://www.capterra.co.uk/software/76/intacct) — 4.3/5 (705 reviews) 5. [QuickBooks Desktop](https://www.capterra.co.uk/software/173879/quickbooks-desktop-pro) — 4.4/5 (2562 reviews) ## Reviews ### "A time saver which has formalised out processes, but minor concerns over functionality and fees" — 4.0/5 > **Thomas** | *1 March 2026* | Accounting | Recommendation rating: 7.0/10 > > **Pros**: With Xero we can automate recurring quarterly billing, speeding up the process vs manual invoicing. For audited entities it is very easy to give read only access to Xero to the audit team, which is a significant time saver. It is very easy to link Barclays bank accounts - transactions feed into Xero regularly making it easy to reconcile transactions without the manual process of logging into the bank portal. > > **Cons**: No in house consolidation between companies. Slight concerns over pricing prices / frequent price increases, for most entities Xero is reasonable value for money, but we have an entity we are not migrating to Xero as it has a USD bank account which would require a premium (more expensive) Xero package. Xero's budgeting / forecasting functions doesn't work correctly for us (changes not saved and budgets not populating correctly) and so we still maintain budgets on spreadsheets. > > We have leveraged Xero to speed up and formalise the controls around finances and accounts preparation. For smaller entities with few transactions it can be a challenge to justify the fees, but having cloud based software is very handy where we have multiple infrequent users vs manging installed software. ----- ### "Good accounting system" — 4.0/5 > **Kelly** | *10 May 2026* | Nonprofit Organization Management | Recommendation rating: 5.0/10 > > **Pros**: Easiness. Transferred from SAGE and it was pretty simple. Help isn’t as good as sage but lots in the help sextion > > **Cons**: Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element > > good, not had any major problems. Help area can be a little robotic at times but like the user videos ----- ### "Xero - a great fit for our small business" — 5.0/5 > **Matthew** | *15 December 2025* | Machinery | Recommendation rating: 10.0/10 > > **Pros**: For us as a small manufacturing company that exports its products worldwide, Xero has proved to be an excellent fit with our needs. It integrates seamlessly with our bank accounts in multiple currencies, as well as our MRP system. The VAT reporting makes submitting VAT returns a very straightforward process. The product is simple to use and all members of our team are comfortable with it. Overall, it provides a high degree of functionality at a very reasonable price point. > > **Cons**: My only complaint would have been that tools for visualising your financial data were a little thin on the ground, but the new analytics features seem to have addressed this. > > In the more than 5 years we have been using the software, our experience with Xero has been overwhelmingly positive. The improvements and new features that have been added in that time have been relevant and well implemented ----- ### "Xero Review" — 5.0/5 > **Sam** | *9 February 2026* | Accounting | Recommendation rating: 9.0/10 > > **Pros**: Xero is very easy to use, especially for smaller clients. The interface is clean, it doesn’t feel overwhelming, and most day-to-day tasks can be done quickly. Bank feeds, reporting, and general navigation are all strong, which makes it a preferable to work with compared to other accounting systems. > > **Cons**: Bank reconciliation can occasionally be tricky if a client has already posted transactions. In those situations, it’s sometimes hard to find a clear audit trail or quickly understand what’s been done, which can slow things down. > > Overall, my experience with Xero has been very positive. Despite the occasional reconciliation challenge, it’s still my preferred accounting system for smaller clients. It’s reliable, user-friendly, and makes managing accounts much more straightforward than many alternatives. ----- ### "Xero: user-friendly and a great tool all round" — 5.0/5 > **Elizabeth** | *20 June 2025* | Nonprofit Organization Management | Recommendation rating: 10.0/10 > > **Pros**: The option to tailor the system exactly to the needs of our team, the clear and well laid out user interface and the direct connection with the bank accounts, making reconciliations quick and easy. Minimal training was required to get people to the standard needed for basic day to day tasks. > > **Cons**: Nothing to note\! All team members are very happy with this system and are really comfortable using it. > > The transition was smooth from our former system and has been very straight forward since we started using it. ----- Page: 1 / 133\ Next: [Next page](https://www.capterra.co.uk/software/169561/xero?page=2) ## Links - [View on Capterra](https://www.capterra.co.uk/software/169561/xero) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | ko | | | nb | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data