--- description: Discover the benefits and disadvantages of Stripe. Learn the software price, see the description, and read the most helpful reviews for UK business users. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Stripe Pricing, Cost & Reviews - Capterra UK 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe) # Stripe Canonical: https://www.capterra.co.uk/software/123889/stripe Page: 1 / 136\ Next: [Next page](https://www.capterra.co.uk/software/123889/stripe?page=2) > Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features. > > Verdict: Rated **4.6/5** by 3361 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Stripe? Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 3361 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 4.2/5 | Based on overall reviews | | Value for Money | 4.3/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Stripe - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based - **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish - **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more ## Features - ACH Payment Processing - API - Billing & Invoicing - Credit Card Processing - Data Security - Debit/Credit Card Processing - Electronic Payments - In-Person Payments - Mobile Access - Mobile Payments - Multi-Currency - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations - Transaction Management - Transaction Monitoring ## Integrations (109 total) - 123FormBuilder - ABC Glofox - Accelevents - Accelo - AccountsPortal - Attribution - Avalara - Avaza - Baremetrics - BigCommerce - Bizness Apps - Blinksale - Bookinglayer - Bookwhen - ChargeKeep ... and 94 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software) - [Cryptocurrency Wallets Software](https://www.capterra.co.uk/directory/33075/cryptocurrency-wallets/software) - [Currency Exchange Software](https://www.capterra.co.uk/directory/10053/currency-exchange/software) - [Cryptocurrency Exchanges](https://www.capterra.co.uk/directory/33575/cryptocurrency-exchange/software) - [Mobile Credit Card Processing Software](https://www.capterra.co.uk/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. [PayPal](https://www.capterra.co.uk/software/179251/paypal) — 4.6/5 (26543 reviews) 2. [Venmo](https://www.capterra.co.uk/software/182159/venmo-) — 4.7/5 (9299 reviews) 3. [Square Payments](https://www.capterra.co.uk/software/170278/square-payments-processing) — 4.7/5 (2700 reviews) 4. [Square Point of Sale](https://www.capterra.co.uk/software/154907/square-point-of-sale) — 4.6/5 (3032 reviews) 5. [Stax](https://www.capterra.co.uk/software/157492/fattmerchant-payments-online) — 4.2/5 (142 reviews) ## Reviews ### "Secure, Simple, and Seamless Payment Processing" — 5.0/5 > **Gary A** | *24 July 2026* | Apparel & Fashion | Recommendation rating: 8.0/10 > > **Pros**: What I like most about Stripe is how seamless and reliable the payment experience is for both businesses and customers. It makes accepting payments simple, secure, and efficient, allowing us to focus on growing our business rather than managing complex payment systems. Stripe provides a wide range of payment options, detailed transaction information, and easy integrations with other platforms, making it a flexible solution for businesses of all sizes. The dashboard is intuitive and provides clear insights into payments, refunds, and customer transactions. I also appreciate Stripe’s strong security features and global capabilities, which give customers confidence when making purchases and allow businesses to scale internationally with ease. > > **Cons**: One of the main drawbacks of Stripe is that transaction fees can become a significant cost as a business grows and processes higher volumes of payments. While the fees are competitive for the service provided, larger businesses may find the costs add up over time. Another area for improvement is that some advanced features and settings can feel more technical and may require additional knowledge to fully understand and configure. For smaller businesses or first-time users, navigating certain aspects of the platform may take some time. Overall, Stripe is a reliable and powerful payment solution, but reducing complexity for beginners and offering more cost-effective options for growing businesses would make the platform even stronger. > > Overall, my experience with Stripe has been very positive. It has provided a reliable, secure, and efficient payment solution that makes it easy to accept payments and manage transactions as our business grows. The platform is easy to integrate, offers excellent payment processing capabilities, and provides clear visibility into sales, refunds, and customer payments. The reliability and security of Stripe give both us and our customers confidence when completing transactions. While transaction fees can become a consideration as payment volume increases, the convenience, features, and trust Stripe provides make it a valuable tool for running and scaling an online business. ----- ### "Stripe - The simple way to collect payments" — 5.0/5 > **Saleem** | *2 December 2025* | Nonprofit Organization Management | Recommendation rating: 7.0/10 > > **Pros**: It was quite easy to setup and cheap too. Transferring payments from Stripe to our business bank account is very simple and it meets our compliance needs. > > **Cons**: We haven't experienced any negative issues with Stripe so far, I guess it was just a matter of putting in time to learn how to use all the features. > > We connected Stripe as a Merchant on Wufoo to collect one off Payments on forms. Its simple and secure to use to collect payments. ----- ### "Impressive" — 4.0/5 > **Pepukai Loyd** | *9 April 2026* | Nonprofit Organization Management | Recommendation rating: 9.0/10 > > **Pros**: Ease of use. The dashboard is well designed, making it easy to track payments, refunds, disputes, and reporting once you are familiar with it. > > **Cons**: Tools like webhooks, APIs, or detailed reporting customisation may require developer input or additional training. > > Very easy for standard payment processing and invoicing. Stripe offers excellent quality and a powerful, modern platform ----- ### "Good stripe\!" — 5.0/5 > **Simon** | *14 February 2026* | Paper & Forest Products | Recommendation rating: 10.0/10 > > **Pros**: I’ve used stripe in a few projects to collect payment. We’re currently using it successfully to collect payments form clients via a payment portal. > > **Cons**: I can’t really fault stripe. Maybe if it cost no money I’d like it more but it might not be as good if it didn’t charge me\! > > Smooth experience with simple set up and no real issues in use. A good piece of payment software. Not a bad price. ----- ### "Additional payment methods for clients" — 5.0/5 > **Craig** | *30 October 2025* | Entertainment | Recommendation rating: 10.0/10 > > **Pros**: We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice. There is a small processing fee but we feel this is worth it as it gives clients more payment options and encourages them to pay immediately. We have also used stripe when selling merchandise online. We had no issues setting this up and have had no bugs. > > **Cons**: There are small processing fees which is expected. You have to way up the cost with the speed of payments. > > Easy to set up and works in the background payments are transferred to our bank and show up in our accounting software automatically ----- Page: 1 / 136\ Next: [Next page](https://www.capterra.co.uk/software/123889/stripe?page=2) ## Links - [View on Capterra](https://www.capterra.co.uk/software/123889/stripe) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pl | | | pt | | | pt-PT | | | sv | | ----- ## Structured Data