---
description: Discover the benefits and disadvantages of Wise.  Learn the software price, see the description, and read the most helpful reviews for UK business users. 
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Wise Pricing, Cost & Reviews - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Wise](/software/1016836/wise)

# Wise

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> Payment processing software that lets businesses transfer money in multi currencies to users across international countries.
> 
> Verdict: Rated **3.8/5** by 85 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **3.8/5** | 85 Reviews |
| Ease of Use | 4.0/5 | Based on overall reviews |
| Customer Support | 3.5/5 | Based on overall reviews |
| Value for Money | 3.8/5 | Based on overall reviews |
| Features | 3.9/5 | Based on overall reviews |
| Recommendation percentage | 70% | (7/10 Likelihood to recommend) |

## About the vendor

- **Company**: Wise

## Commercial Context

- **Pricing model**:  (Free version available)
- **Pricing Details**: Contact Wise for pricing details.
- **Target Audience**: Self Employed, 2–10, 11–50, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, German
- **Available Countries**: United Kingdom

## Features

- Reporting/Analytics
- Transaction Monitoring

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base

## Category

- [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software)

## Alternatives

1. [Stripe](https://www.capterra.co.uk/software/123889/stripe) — 4.6/5 (3309 reviews)
2. [PayPal](https://www.capterra.co.uk/software/179251/paypal) — 4.6/5 (26301 reviews)
3. [Venmo](https://www.capterra.co.uk/software/182159/venmo-) — 4.7/5 (9271 reviews)
4. [Square Payments](https://www.capterra.co.uk/software/170278/square-payments-processing) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.capterra.co.uk/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews)

## Reviews

### "Cost-Effective Way to Get Paid by Clients in Other Countries" — 5.0/5

> **Michelle** | *8 May 2024* | Writing & Editing | Recommendation rating: 10.0/10
> 
> **Pros**: I've found Wise to be the most cost-effective way of getting paid by clients in other countries. I particularly like being able to invoice in my own currency (UK sterling).
> 
> **Cons**: I haven't found any negative issues when using Wise.

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### "A wise choice for your all your currency transfer transactions" — 5.0/5

> **Michael** | *22 March 2025* | Recreational Facilities & Services | Recommendation rating: 10.0/10
> 
> **Pros**: What I liked most about Wise is its lightning-fast transfer speeds, which were crucial for my situation. Living in Spain and managing large transfers for a house build, I needed transactions from my UK accounts to be quick, secure, and hassle-free. Wise consistently delivered—most transfers arrived in seconds, even with substantial amounts, and I never encountered a single issue. I also like Wise’s transparent and inexpensive fees, the user-friendly interface, and reliability across currencies.
> 
> **Cons**: I had one issue with my bank, but that had nothing at all to do with Wise or their service. The issue was quickly resolved and the money arrived safely and quickly.
> 
> Very happy indeed. The service has always been quick, safe, I always seem to get the best exchange rates at the time too. The fees are quite low. Its been a great discovery and perfect for my needs.

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### "Easiest Way To Transfer Your Money" — 5.0/5

> **Deniz** | *31 October 2024* | Marketing & Advertising | Recommendation rating: 10.0/10
> 
> **Pros**: The speed it has with international money transfer
> 
> **Cons**: There is nothing I don't like about Wise
> 
> I really like using Wise a lot, it's very smooth and very easy to use

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### "Wise was there for me when Revolut couldn't\!" — 4.0/5

> **Armando** | *11 February 2026* | Translation & Localization | Recommendation rating: 9.0/10
> 
> **Pros**: How easy their credit card payments were to adapt in comparison to Revolut and its payment processing that was easier to do as a traveller for my money transfers between friends. I also want to highlight the secure payments because I have been receiving freelance job pays in a secure and fast way.
> 
> **Cons**: Certain rates are unclear and I may not be too sure if I got the cheapest rate which caused me security issues but it's an ideal option and a great software that helps my value for money when I need to transfer money.&#10;&#10;Also Panama is no longer allowed to receive payments from my freelancer jobs so this was a major blow to my remote work operations
> 
> I wanted to use Revolut in Spain but the registration process was super clunky and I really needed to pay a friend some money. Wise came through and solved this issue. Such a life saver\!

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### "Hassle free international expenses" — 5.0/5

> **Verified Reviewer** | *19 February 2026* | Information Technology & Services | Recommendation rating: 9.0/10
> 
> **Pros**: It's easy to use, has good fees for currency exchange and it is a well known platform, which means that a lot of colleagues also use it. Also the API makes it easy to connect to other services.
> 
> **Cons**: Sometimes the UI bothers me with unecessary stuff that I'll never use. It would be better if it was a little cleaner.
> 
> I've been using it as my main payment platform outside my home country. It is connected to my own expenses management platform, which makes it really easy to track expenses.

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## Links

- [View on Capterra](https://www.capterra.co.uk/software/1016836/wise)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.capterra.com.de/software/1016836/wise> |
| de-AT | <https://www.capterra.at/software/1016836/wise> |
| de-CH | <https://www.capterra.ch/software/1016836/wise> |
| en | <https://www.capterra.com/p/234269/Wise/> |
| en-AE | <https://www.capterra.ae/software/1016836/wise> |
| en-AU | <https://www.capterra.com.au/software/1016836/wise> |
| en-CA | <https://www.capterra.ca/software/1016836/wise> |
| en-GB | <https://www.capterra.co.uk/software/1016836/wise> |
| en-IE | <https://www.capterra.ie/software/1016836/wise> |
| en-IL | <https://www.capterra.co.il/software/1016836/wise> |
| en-IN | <https://www.capterra.in/software/1016836/wise> |
| en-NZ | <https://www.capterra.co.nz/software/1016836/wise> |
| en-SG | <https://www.capterra.com.sg/software/1016836/wise> |
| en-ZA | <https://www.capterra.co.za/software/1016836/wise> |
| fr | <https://www.capterra.fr/software/1016836/wise> |
| fr-BE | <https://fr.capterra.be/software/1016836/wise> |
| fr-CA | <https://fr.capterra.ca/software/1016836/wise> |
| fr-LU | <https://www.capterra.lu/software/1016836/wise> |

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