---
description: Side-by-side comparison of PayJunction vs Afterpay. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: PayJunction vs Afterpay Comparison - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [PayJunction \<span\>vs\</span\> Afterpay](https://www.capterra.co.uk/compare/70932/1012480/paperless-payment/vs/afterpay)

# Compare PayJunction vs Afterpay

Canonical: https://www.capterra.co.uk/compare/70932/1012480/paperless-payment/vs/afterpay

> Detailed comparison between PayJunction and Afterpay. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | PayJunction | Afterpay |
| **Overall rating** | 4.8/5 | 4.6/5 |
| **Total Reviews** | 112 | 306 |
| **Starting Price** | US$50.00 | - |
| **Free Trial** | - | No |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, Knowledge Base, Phone Support, Chat | Knowledge Base |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | - |

## Best for

### PayJunction

PayJunction offers the most functionality to multi-store, multi-location businesses.

### Afterpay

It caters to businesses in banking, customer services, marketing \&amp; advertising, and more.

## Key features

### PayJunction

- ACH Payment Processing
- API
- Contact Database
- Customer History
- Debit/Credit Card Processing
- Email Management
- Mobile Payments
- Multi-Location
- Online Payments
- Payment Links
- Point of Sale (POS)
- Projections
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics
- Search/Filter
- Status Tracking
- Transaction Monitoring

### Afterpay

- ACH Payment Processing
- Debit/Credit Card Processing
- Mobile Payments
- Online Payments
- Partial Payments
- Payment Fraud Prevention
- Recurring/Subscription Billing
- Reporting/Analytics

## Links

- [View PayJunction Profile](https://www.capterra.co.uk/software/70932/paperless-payment)
- [View Afterpay Profile](https://www.capterra.co.uk/software/1012480/afterpay)
- [View Original Comparison](https://www.capterra.co.uk/compare/70932/1012480/paperless-payment/vs/afterpay)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"PayJunction vs Afterpay Comparison - Capterra UK 2026","description":"Side-by-side comparison of PayJunction vs Afterpay. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.","url":"https://www.capterra.co.uk/compare/70932/1012480/paperless-payment/vs/afterpay","about":[{"@id":"https://www.capterra.co.uk/software/70932/paperless-payment#software"},{"@id":"https://www.capterra.co.uk/software/1012480/afterpay#software"}],"breadcrumb":{"@id":"https://www.capterra.co.uk/compare/70932/1012480/paperless-payment/vs/afterpay#breadcrumblist"},"@id":"https://www.capterra.co.uk/compare/70932/1012480/paperless-payment/vs/afterpay#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.capterra.co.uk/#website"},"inLanguage":"en-GB","publisher":{"@id":"https://www.capterra.co.uk/#organization"}},{"name":"PayJunction","description":"Since 2000, PayJunction has disrupted the payment processing industry with transparency and environmental consciousness. As the most comprehensive developer of paperless payment software, PayJunction now processes $4 billion annually and is growing rapidly. Its technology is an ideal fit for multi-location and multi-department businesses processing $10,000 or more in monthly credit card volume.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/08ec219e-9f9a-4082-86ac-765d6cedb2c5.png","url":"https://www.capterra.co.uk/software/70932/paperless-payment","@id":"https://www.capterra.co.uk/software/70932/paperless-payment#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.uk/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.8,"bestRating":5,"ratingCount":112},"offers":{"price":"50","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Platform ios, Platform ipad"},{"name":"Afterpay","description":"With Afterpay, online and in-store businesses reach the largest, most loyal shoppers in the world. More than 19M active global customers have shopped with Afterpay, and the app is consistently ranked in the Top 10 of shopping apps. \n \nPartnering with Afterpay has tremendous benefits for businesses. On average, Afterpay sends more than 1M global referrals to its merchant partners every day. Afterpay increases average order value, drives incremental sales, and keeps customers coming back.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/97178e8b-63d2-4237-af8e-235e1b3bf0a1.jpeg","url":"https://www.capterra.co.uk/software/1012480/afterpay","@id":"https://www.capterra.co.uk/software/1012480/afterpay#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.uk/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.6,"bestRating":5,"ratingCount":306},"operatingSystem":"Cloud"},{"@id":"https://www.capterra.co.uk/compare/70932/1012480/paperless-payment/vs/afterpay#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"PayJunction vs Afterpay","position":3,"item":"https://www.capterra.co.uk/compare/70932/1012480/paperless-payment/vs/afterpay","@type":"ListItem"}]}]}
</script>