---
description: Side-by-side comparison of Affirm vs Klarna. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Affirm vs Klarna Comparison - Capterra UK 2026
---

Breadcrumb: [Home](/) > [eCommerce Software](/directory/3/ecommerce/software) > [Affirm \<span\>vs\</span\> Klarna](https://www.capterra.co.uk/compare/218694/1013330/affirm/vs/klarna)

# Compare Affirm vs Klarna

Canonical: https://www.capterra.co.uk/compare/218694/1013330/affirm/vs/klarna

> Detailed comparison between Affirm and Klarna. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Affirm | Klarna |
| **Overall rating** | 4.8/5 | 3.7/5 |
| **Total Reviews** | 52 | 100 |
| **Starting Price** | - | - |
| **Free Trial** | - | No |
| **Free Version** | - | No |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat | FAQs/Forum, Knowledge Base, 24/7 (Live rep) |
| **Training** | Webinars, Documentation, Videos | Documentation |

## Best for

### Affirm

Affirm is tailored to merchants looking to increase average order value and repeat purchase rate. Regardless of industry or size, Affirm removes price as a barrier, turning browsers into buyers.

### Klarna

\-

## Key features

### Affirm

- Activity Dashboard
- Credit Card Processing
- Electronic Payments
- Real-Time Data
- Reporting & Statistics

### Klarna

- Credit Card Processing
- Customisable Branding
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Mobile Access
- Mobile Payments
- Multi-Channel Marketing
- Multi-Currency
- Multiple Payment Options
- Online Payments
- Partial Payments
- Payment Fraud Prevention
- Payment Options
- Reminders
- Reporting/Analytics
- Third-Party Integrations

## Links

- [View Affirm Profile](https://www.capterra.co.uk/software/218694/affirm)
- [View Klarna Profile](https://www.capterra.co.uk/software/1013330/klarna)
- [View Original Comparison](https://www.capterra.co.uk/compare/218694/1013330/affirm/vs/klarna)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Affirm vs Klarna Comparison - Capterra UK 2026","description":"Side-by-side comparison of Affirm vs Klarna. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.","url":"https://www.capterra.co.uk/compare/218694/1013330/affirm/vs/klarna","about":[{"@id":"https://www.capterra.co.uk/software/218694/affirm#software"},{"@id":"https://www.capterra.co.uk/software/1013330/klarna#software"}],"breadcrumb":{"@id":"https://www.capterra.co.uk/compare/218694/1013330/affirm/vs/klarna#breadcrumblist"},"@id":"https://www.capterra.co.uk/compare/218694/1013330/affirm/vs/klarna#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.capterra.co.uk/#website"},"publisher":{"@id":"https://www.capterra.co.uk/#organization"},"inLanguage":"en-GB"},{"name":"Affirm","description":"Affirm is a flexible payment option that lets shoppers pay for their purchase with interest-free payments every two weeks, or monthly installments. Affirm’s simple integration gives merchants mobile-friendly solutions optimized for e-commerce, in-store transactions, and telesales. Affirm provides all the tools merchants need to integrate pay-over-time solutions, set up payment options, offer prequalification, and add Affirm at checkout.","url":"https://www.capterra.co.uk/software/218694/affirm","@id":"https://www.capterra.co.uk/software/218694/affirm#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.uk/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.8,"bestRating":5,"ratingCount":52},"operatingSystem":"Cloud"},{"name":"Klarna","description":"Payment processing platform for businesses to manage customers' checkout experiences using marketing banners, on-site messages and more","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/e929af31-af26-456a-888a-8a10e5d58986.jpeg","url":"https://www.capterra.co.uk/software/1013330/klarna","@id":"https://www.capterra.co.uk/software/1013330/klarna#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.uk/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":3.7,"bestRating":5,"ratingCount":100},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"@id":"https://www.capterra.co.uk/compare/218694/1013330/affirm/vs/klarna#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"eCommerce Software","position":2,"item":"/directory/3/ecommerce/software","@type":"ListItem"},{"name":"Affirm vs Klarna","position":3,"item":"https://www.capterra.co.uk/compare/218694/1013330/affirm/vs/klarna","@type":"ListItem"}]}]}
</script>