---
description: Side-by-side comparison of ZarMoney vs Wave. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: ZarMoney vs Wave Comparison - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Billing and Invoicing Software](/directory/30015/billing-and-invoicing/software) > [ZarMoney \<span\>vs\</span\> Wave](https://www.capterra.co.uk/compare/147348/178021/zarmoney-cloud-accounting/vs/wave-apps)

# Compare ZarMoney vs Wave

Canonical: https://www.capterra.co.uk/compare/147348/178021/zarmoney-cloud-accounting/vs/wave-apps

> Detailed comparison between ZarMoney and Wave. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | ZarMoney | Wave |
| **Overall rating** | 4.7/5 | 4.4/5 |
| **Total Reviews** | 94 | 1720 |
| **Starting Price** | US$15.00 | US$19.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat |
| **Training** | Live Online, Webinars, Documentation, Videos | In Person, Live Online, Webinars, Documentation, Videos |

## Best for

### ZarMoney

No other accounting software gives you such top-to-bottom command, including full inventory management, customized reports, and automated controls.

### Wave

Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes.

## Key features

### ZarMoney

- ACH Payment Processing
- Accounting
- Accounts Payable
- Accounts Receivable
- Billing & Invoicing
- Cash Flow Management
- Customisable Templates
- Dashboard
- Financial Reporting
- For Religious Organizations
- Fund Accounting
- Invoice Management
- Multi-Currency
- Online Invoicing
- Partial Payments
- Payment Reconciliation
- Project Accounting
- Receivables Ledger
- Recurring Invoicing
- Status Tracking

### Wave

- ACH Payment Processing
- Accounting
- Accounts Payable
- Accounts Receivable
- Billing & Invoicing
- Cash Flow Management
- Customisable Templates
- Dashboard
- Financial Reporting
- For Religious Organizations
- Fund Accounting
- Invoice Management
- Multi-Currency
- Online Invoicing
- Partial Payments
- Payment Reconciliation
- Project Accounting
- Receivables Ledger
- Recurring Invoicing
- Status Tracking

## Links

- [View ZarMoney Profile](https://www.capterra.co.uk/software/147348/zarmoney-cloud-accounting)
- [View Wave Profile](https://www.capterra.co.uk/software/178021/wave-apps)
- [View Original Comparison](https://www.capterra.co.uk/compare/147348/178021/zarmoney-cloud-accounting/vs/wave-apps)

-----

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