---
description: Side-by-side comparison of SumUp vs Merchant One. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: SumUp vs Merchant One Comparison - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Billing and Invoicing Software](/directory/30015/billing-and-invoicing/software) > [SumUp \<span\>vs\</span\> Merchant One](https://www.capterra.co.uk/compare/170673/175182/sumup-air/vs/perka)

# Compare SumUp vs Merchant One

Canonical: https://www.capterra.co.uk/compare/170673/175182/sumup-air/vs/perka

> Detailed comparison between SumUp and Merchant One. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | SumUp | Merchant One |
| **Overall rating** | 4.5/5 | 1.0/5 |
| **Total Reviews** | 1471 | 5 |
| **Starting Price** | US$99.00 | US$1.00 |
| **Free Trial** | No | Yes |
| **Free Version** | Yes | No |
| **Deployment** | Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | 24/7 (Live rep), Chat |
| **Training** | Live Online, Webinars, Documentation, Videos | In Person, Live Online, Documentation |

## Best for

### SumUp

SumUp is used by coffee shops, tea houses, dessert and bakery establishments, fast casual restaurants, boutiques, barbershops, salons, and retail stores.

### Merchant One

Merchant One serves any US business looking to accept debit and credit card transactions.

## Key features

### SumUp

- ACH Payment Processing
- Accounting
- Contactless NFC
- Credit Card Processing
- Customisable Templates
- Debit/Credit Card Processing
- Electronic Signature
- In-Person Payments
- Loyalty Cards
- Mobile Card Reader
- Mobile Payments
- Online Payments
- Payment Fraud Prevention
- Payment Links
- Point of Sale (POS)
- Real-Time Data
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics
- Stock Management

### Merchant One

- ACH Payment Processing
- Contactless NFC
- Credit Card Processing
- Debit/Credit Card Processing
- Electronic Signature
- In-Person Payments
- Mobile Card Reader
- Mobile Payments
- Online Payments
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics

## Links

- [View SumUp Profile](https://www.capterra.co.uk/software/170673/sumup-air)
- [View Merchant One Profile](https://www.capterra.co.uk/software/175182/perka)
- [View Original Comparison](https://www.capterra.co.uk/compare/170673/175182/sumup-air/vs/perka)

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