---
description: Side-by-side comparison of Square Payments vs viva.com Smart Checkout. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Square Payments vs viva.com Smart Checkout Comparison - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments \<span\>vs\</span\> viva.com Smart Checkout](https://www.capterra.co.uk/compare/170278/1071608/square-payments-processing/vs/viva-com-Smart-Checkout)

# Compare Square Payments vs viva.com Smart Checkout

Canonical: https://www.capterra.co.uk/compare/170278/1071608/square-payments-processing/vs/viva-com-Smart-Checkout

> Detailed comparison between Square Payments and viva.com Smart Checkout. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Square Payments | viva.com Smart Checkout |
| **Overall rating** | 4.7/5 | 3.0/5 |
| **Total Reviews** | 2672 | 1 |
| **Starting Price** | - | - |
| **Free Trial** | No | No |
| **Free Version** | Yes | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, 24/7 (Live rep), Chat |
| **Training** | In Person, Documentation, Videos | Documentation |

## Best for

### Square Payments

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

### viva.com Smart Checkout

Viva.com supports businesses of all sizes, from solo entrepreneurs to large enterprises, across industries like retail, e-commerce, hospitality, and professional services, helping them grow.

## Key features

### Square Payments

- API
- Activity Dashboard
- Customer Database
- Data Security
- Debit/Credit Card Processing
- In-Person Payments
- Mobile Payments
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Partial Payments
- Payment Fraud Prevention
- Payment Links
- Receipt Management
- Recurring/Subscription Billing
- Reminders
- Reporting/Analytics

### viva.com Smart Checkout

- API
- Activity Dashboard
- Data Security
- Debit/Credit Card Processing
- In-Person Payments
- Mobile Payments
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Partial Payments
- Payment Fraud Prevention
- Payment Links
- Real-Time Data
- Recurring/Subscription Billing
- Reporting/Analytics
- Status Tracking
- Transaction Monitoring

## Links

- [View Square Payments Profile](https://www.capterra.co.uk/software/170278/square-payments-processing)
- [View viva.com Smart Checkout Profile](https://www.capterra.co.uk/software/1071608/viva-com-Smart-Checkout)
- [View Original Comparison](https://www.capterra.co.uk/compare/170278/1071608/square-payments-processing/vs/viva-com-Smart-Checkout)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Square Payments vs viva.com Smart Checkout Comparison - Capterra UK 2026","description":"Side-by-side comparison of Square Payments vs viva.com Smart Checkout. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.","url":"https://www.capterra.co.uk/compare/170278/1071608/square-payments-processing/vs/viva-com-Smart-Checkout","about":[{"@id":"https://www.capterra.co.uk/software/170278/square-payments-processing#software"},{"@id":"https://www.capterra.co.uk/software/1071608/viva-com-Smart-Checkout#software"}],"breadcrumb":{"@id":"https://www.capterra.co.uk/compare/170278/1071608/square-payments-processing/vs/viva-com-Smart-Checkout#breadcrumblist"},"@id":"https://www.capterra.co.uk/compare/170278/1071608/square-payments-processing/vs/viva-com-Smart-Checkout#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.capterra.co.uk/#website"},"inLanguage":"en-GB","publisher":{"@id":"https://www.capterra.co.uk/#organization"}},{"name":"Square Payments","description":"Square Payments is a payment processing solution that enables businesses to accept payments in person, online, or on the go. The platform supports credit and debit cards, digital wallets such as Apple Pay and Google Pay, and buy now, pay later options through Afterpay. Payment processing integrates with essential business tools, providing instant access to sales revenue, detailed reporting, and fraud protection with encrypted transactions.\nThe solution includes hardware devices ranging from handheld readers to full point-of-sale systems, facilitating checkout experiences across different business environments. Square Payments connects to a broader platform that includes tools for online stores, invoicing, customer management, and staff scheduling. This integrated approach helps businesses maintain organized operations while delivering secure payment experiences. The platform is designed to scale and adapt as business needs evolve.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/720c65c7-75bb-4fa7-85a0-b4f57e9f2216.png","url":"https://www.capterra.co.uk/software/170278/square-payments-processing","@id":"https://www.capterra.co.uk/software/170278/square-payments-processing#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.uk/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":2672},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"viva.com Smart Checkout","description":"Viva.com is Europe’s first acquirer, supporting payments across 24 countries and over 1,165 devices. With its viva.com terminal app and viva.com Smart Checkout, viva.com offers a robust omnichannel solution that simplifies payment processing. This system enhances business operations, elevates the customer experience, and drives sales growth. \n \nThe viva.com Smart Checkout is an online checkout solution that offers increased conversion up to 21%, and is continually self-updated, getting better and smarter over time. Integration is a breeze, requiring no coding skills from merchants.  \n \nWith advanced fraud protection powered by Machine Learning and strict adherence to regulatory standards like PSD2, SCA/3DS, and PCI, Smart Checkout ensures top-notch security. Merchants can expand their payment options to include all major credit and debit cards.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/fd943ec4-44f0-433c-b2fb-8987052d4a4d.jpeg","url":"https://www.capterra.co.uk/software/1071608/viva-com-Smart-Checkout","@id":"https://www.capterra.co.uk/software/1071608/viva-com-Smart-Checkout#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.uk/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":3.0,"bestRating":5,"ratingCount":1},"operatingSystem":"Cloud"},{"@id":"https://www.capterra.co.uk/compare/170278/1071608/square-payments-processing/vs/viva-com-Smart-Checkout#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"Square Payments vs viva.com Smart Checkout","position":3,"item":"https://www.capterra.co.uk/compare/170278/1071608/square-payments-processing/vs/viva-com-Smart-Checkout","@type":"ListItem"}]}]}
</script>