---
description: Side-by-side comparison of Xero vs Payt. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Xero vs Payt Comparison - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Payroll Software](/directory/30202/payroll/software) > [Xero \<span\>vs\</span\> Payt](https://www.capterra.co.uk/compare/169561/1034546/xero/vs/payt)

# Compare Xero vs Payt

Canonical: https://www.capterra.co.uk/compare/169561/1034546/xero/vs/payt

> Detailed comparison between Xero and Payt. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Xero | Payt |
| **Overall rating** | 4.4/5 | - |
| **Total Reviews** | 3273 | 0 |
| **Starting Price** | £10.00 | €39.95 |
| **Free Trial** | Yes | No |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Live Online, Webinars, Documentation, Videos |

## Best for

### Xero

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

### Payt

Payt targets SMEs and large enterprises seeking automated accounts receivable management. It serves finance teams and service providers to speed up payments, save time and optimize cash flow.

## Key features

### Xero

- API
- Accounting
- Activity Dashboard
- Audit Trail
- Billing & Invoicing
- Cash Flow Management
- Customer Statements
- Customisable Reports
- Financial Management
- Invoice Processing
- Multi-Currency
- Online Payments
- Overpayment Processing
- Partial Payments
- Payment Collection
- Real-Time Data
- Receivables Ledger
- Recurring/Subscription Billing
- Reporting & Statistics
- Task Management

### Payt

- API
- Accounting
- Activity Dashboard
- Audit Trail
- Billing & Invoicing
- Cash Flow Management
- Customer Statements
- Customisable Reports
- Financial Management
- Invoice Processing
- Multi-Currency
- Online Payments
- Overpayment Processing
- Partial Payments
- Payment Collection
- Real-Time Data
- Receivables Ledger
- Recurring/Subscription Billing
- Reporting & Statistics
- Task Management

## Links

- [View Xero Profile](https://www.capterra.co.uk/software/169561/xero)
- [View Payt Profile](https://www.capterra.co.uk/software/1034546/payt)
- [View Original Comparison](https://www.capterra.co.uk/compare/169561/1034546/xero/vs/payt)

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