---
description: Side-by-side comparison of Payfit vs Xero. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Payfit vs Xero Comparison - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Human Resources Software](/directory/5/human-resource/software) > [Payfit \<span\>vs\</span\> Xero](https://www.capterra.co.uk/compare/162480/169561/payfit/vs/xero)

# Compare Payfit vs Xero

Canonical: https://www.capterra.co.uk/compare/162480/169561/payfit/vs/xero

> Detailed comparison between Payfit and Xero. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Payfit | Xero |
| **Overall rating** | 4.5/5 | 4.4/5 |
| **Total Reviews** | 51 | 3294 |
| **Starting Price** | €68.00 | £10.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | In Person, Live Online, Webinars, Documentation, Videos |

## Best for

### Payfit

Small and medium businesses (1 to 500 employees)

### Xero

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

## Key features

### Payfit

- API
- Access Controls/Permissions
- Accounting
- Approval Process Control
- Benefits Management
- Calendar Management
- Check Printing
- Direct Deposit
- Document Management
- For Small Businesses
- Payroll Management
- Reimbursement Management
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- Search/Filter
- Tax Calculation
- Time Tracking
- W-2 Preparation
- Wage Garnishment

### Xero

- API
- Access Controls/Permissions
- Accounting
- Approval Process Control
- Benefits Management
- Calendar Management
- Check Printing
- Direct Deposit
- Document Management
- For Small Businesses
- Payroll Management
- Reimbursement Management
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- Search/Filter
- Tax Calculation
- Time Tracking
- W-2 Preparation
- Wage Garnishment

## Links

- [View Payfit Profile](https://www.capterra.co.uk/software/162480/payfit)
- [View Xero Profile](https://www.capterra.co.uk/software/169561/xero)
- [View Original Comparison](https://www.capterra.co.uk/compare/162480/169561/payfit/vs/xero)

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