---
description: Side-by-side comparison of Holded vs Xero. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Holded vs Xero Comparison - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Time and Expense Software](/directory/30080/time-and-expense/software) > [Holded \<span\>vs\</span\> Xero](https://www.capterra.co.uk/compare/153384/169561/holded/vs/xero)

# Compare Holded vs Xero

Canonical: https://www.capterra.co.uk/compare/153384/169561/holded/vs/xero

> Detailed comparison between Holded and Xero. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Holded | Xero |
| **Overall rating** | 4.6/5 | 4.4/5 |
| **Total Reviews** | 347 | 3273 |
| **Starting Price** | €7.50 | £10.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | In Person, Live Online, Webinars, Documentation, Videos |

## Best for

### Holded

SMEs, freelancers, and accountant offices looking to optimise their management with a cloud-based software.

### Xero

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

## Key features

### Holded

- API
- Accounting
- Accounts Payable
- Accounts Receivable
- Activity Tracking
- Billing & Invoicing
- Financial Reporting
- Inventory Optimisation
- Invoice Management
- Multi-Currency
- Online Invoicing
- Performance Metrics
- Project Accounting
- Project Billing
- Project Management
- Real-Time Data
- Receipt Management
- Receivables Ledger
- Tax Calculation
- Time Tracking

### Xero

- API
- Accounting
- Accounts Payable
- Accounts Receivable
- Activity Tracking
- Billing & Invoicing
- Financial Reporting
- Inventory Optimisation
- Invoice Management
- Multi-Currency
- Online Invoicing
- Performance Metrics
- Project Accounting
- Project Billing
- Project Management
- Real-Time Data
- Receipt Management
- Receivables Ledger
- Tax Calculation
- Time Tracking

## Links

- [View Holded Profile](https://www.capterra.co.uk/software/153384/holded)
- [View Xero Profile](https://www.capterra.co.uk/software/169561/xero)
- [View Original Comparison](https://www.capterra.co.uk/compare/153384/169561/holded/vs/xero)

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