---
description: Side-by-side comparison of Online Payment Software vs PayPal. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Online Payment Software vs PayPal Comparison - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Online Payment Software \<span\>vs\</span\> PayPal](https://www.capterra.co.uk/compare/129952/179251/online-payment-software/vs/paypal)

# Compare Online Payment Software vs PayPal

Canonical: https://www.capterra.co.uk/compare/129952/179251/online-payment-software/vs/paypal

> Detailed comparison between Online Payment Software and PayPal. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Online Payment Software | PayPal |
| **Overall rating** | 4.8/5 | 4.6/5 |
| **Total Reviews** | 30 | 26304 |
| **Starting Price** | US$19.95 | US$0.29 |
| **Free Trial** | - | No |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | - | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat |
| **Training** | Webinars | Documentation, Videos |

## Best for

### Online Payment Software

Designed for businesses of all sizes, it helps admins accept recurring payments, create custom web pages for event registrations, and review transaction history.

### PayPal

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

## Key features

### Online Payment Software

- ACH Payment Processing
- Billing & Invoicing
- Debit/Credit Card Processing
- Electronic Signature
- In-Person Payments
- Mobile Payments
- Online Payments
- Recurring/Subscription Billing
- Reporting/Analytics

### PayPal

- ACH Payment Processing
- AI/Machine Learning
- Accounting
- Ad hoc Reporting
- Billing & Invoicing
- Debit/Credit Card Processing
- Electronic Signature
- In-Person Payments
- Mobile Payments
- Monitoring
- Online Payments
- Payment Fraud Prevention
- Payment Links
- Performance Management
- Real-Time Data
- Recurring/Subscription Billing
- Reminders
- Reporting/Analytics
- Risk Analysis
- Shipping Labels

## Links

- [View Online Payment Software Profile](https://www.capterra.co.uk/software/129952/online-payment-software)
- [View PayPal Profile](https://www.capterra.co.uk/software/179251/paypal)
- [View Original Comparison](https://www.capterra.co.uk/compare/129952/179251/online-payment-software/vs/paypal)

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