---
description: Side-by-side comparison of Heartland Payments+ vs PayXpert. Learn more about each of the product's price, features, and see the most comprehensive reviews for UK business users.
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title: Heartland Payments+ vs PayXpert Comparison - Capterra UK 2026
---

Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/31089/mobile-credit-card-processing/software) > [Heartland Payments+ \<span\>vs\</span\> PayXpert](https://www.capterra.co.uk/compare/119791/205672/heartland-payment-processing/vs/payxpert)

# Compare Heartland Payments+ vs PayXpert

Canonical: https://www.capterra.co.uk/compare/119791/205672/heartland-payment-processing/vs/payxpert

> Detailed comparison between Heartland Payments+ and PayXpert. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Heartland Payments+ | PayXpert |
| **Overall rating** | 4.3/5 | 4.5/5 |
| **Total Reviews** | 132 | 11 |
| **Starting Price** | - | - |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Windows (On-Premise), Linux (On-Premise) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, Phone Support, 24/7 (Live rep) | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | In Person, Documentation | Live Online, Webinars, Documentation |

## Best for

### Heartland Payments+

Designed to assist medical practices, local governments, and utility providers with an integrated payment processing solution.

### PayXpert

Our solution is the most robust and customer-focused for physical and online merchants (retail, e-commerce, marketplace, SaaS, entertainment, apps) that want to accept wallet or credit card payments.

## Key features

### Heartland Payments+

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Payments
- Online Invoicing
- Online Payments
- Payment Processing
- Point of Sale (POS)
- Recurring Invoicing
- Recurring/Subscription Billing
- Reporting/Analytics
- Search/Filter
- Third-Party Integrations

### PayXpert

- ACH Payment Processing
- API
- Activity Dashboard
- Debit/Credit Card Processing
- Dunning Management
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Payments
- Multi-Currency
- Online Payments
- Payment Processing
- Recurring Invoicing
- Recurring/Subscription Billing
- Reporting/Analytics
- Search/Filter
- Third-Party Integrations

## Links

- [View Heartland Payments+ Profile](https://www.capterra.co.uk/software/119791/heartland-payment-processing)
- [View PayXpert Profile](https://www.capterra.co.uk/software/205672/payxpert)
- [View Original Comparison](https://www.capterra.co.uk/compare/119791/205672/heartland-payment-processing/vs/payxpert)

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