--- description: In this article you will find the top 5 simple budget apps for small businesses listed on Capterra to help you keep on top of your finances in 2020. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: 5 simple budget apps to help you better planning in 2020 --- # 5 simple budget apps for better planning in 2020 Canonical: https://www.capterra.co.uk/blog/1123/5-simple-budget-apps-to-help-you-in-2020 Published on 04/12/2019 | Written by Sonia Navarrete. ![5 simple budget apps for better planning in 2020](https://images.ctfassets.net/63bmaubptoky/Fsfph5DJNtdH08dmVd-xhtXF10mBAtw4_PzwJz6Ouug/9297d511f1dc6cd9168a6eaea706acb2/Budgeting-planning.png) > Keeping on top of finances is important for any business. However, for small companies the requirement is even more pressing. This is because cashflow is often more important for small enterprises – not least when payments from clients are late. Simple budget apps allow your employees to input expected projected expenses and revenues, with the software then automating the budget approval process. ----- ## Article Content Keeping on top of finances is important for any business. However, for small companies the requirement is even more pressing. This is because cashflow is often more important for small enterprises – not least when payments from clients are late. Simple budget apps allow your employees to input expected projected expenses and revenues, with the software then automating the budget approval process.Having complete transparency  of expenditure and a good understanding of financial resources is central to being able to plan for the future and avoid unexpected bill shocks.It is for these reasons that software automation is providing so many benefits to small businesses. What’s more, the budgeting software can take this data and forecast your growth and profitability trends so you can have a clear picture of where your business will be in the months ahead.If you have not already put in place business budgeting software, 2020 should be the year you change this.To help you get an understanding of the options available, we’ve compiled this top five list. These are the five most popular simple budget apps solutions for small businesses in Capterra’s directory chosen by:Rated 3+ stars by users on Capterra.co.ukMost reviews on Capterra.co.ukHigh search volume in the UK SAP S/4HANA Cloud Rating: 3.9/5Ease of use: 3.4/5Customer service: 3.7/5Pricing: Upon requestFree trial: YesSAP S/4HANA Cloud is a complete, cloud-based Enterprise Resource Planning (ERP) solution for business, which includes budgeting as one component of a wider solution set. Using advanced data analytics tools, the platform allows users to forecast with accuracy and enables businesses to model future ‘what if’ scenarios.Reviewers on Capterra are positive about SAP S/4HANA Cloud’s data analysis capabilities, which they credit with having enabled better decision-making. The software is also praised for its security credentials. However, some users report challenges with cost, implementation time and the complexity of the system.Our take: This is a powerful software option for businesses that expect to scale rapidly and need an enterprise-grade product. Dynamics 365 Rating: 4.3/5Ease of use: 4/5Customer service: 4.1/5Pricing: Upon requestFree trial: NoMicrosoft’s integrated business management solution provides automation and intelligence capabilities across financial, customer relationship and supply chain processes. The software enables users to monitor performance in real time, predict future outcomes and make data-driven decisions.Users praise the platform for its good range of ‘out-the-box’ tools and its price points. The software layout and interface also draws praise. Some users reported negative experiences with the support as well as glitches stemming from updates.Our take: A feature rich tool for high-growth businesses that need granular insights and highly accurate planning. Adaptive Insights Rating: 4.5/5Ease of use: 4.2/5Customer service: 4.4/5Pricing: Upon requestFree trial: YesAdaptive Insights is a full suite of business planning software inclusive of planning, modelling, budgeting, and forecasting. When it comes to budgeting, the software delivers financial planning, reporting, and analysis tools so companies can budget accurately and quickly.Reviewers say that the software turns forecasting into a simple process and draw attention to the adaptability of the system. Other users admire its ability to integrate with SAP and Oracle as well as the overall levels of customer support. However, reviewers also say there’s a steep learning curve and the product can take time to get to grips with it.Our take: This is a great system for businesses that have to manage large amounts of data in their budgeting processes. Sage Intacct Rating: 4.2/5Ease of use: 4.1/5Customer service: 4/5Pricing: Upon requestFree trial: YesA complete accounting and financial management software, Sage Intacct offers core financials and advanced services. Its budgeting and planning applications are cloud-based and provides the option to run analysis and forecasting. The software enables simple collaboration and version control across business units.Users say the software is highly flexible and feature-rich, with particular acclaim focused on its reporting capabilities.Our take: This is a good option for businesses ready to take a step up and hire finance professionals to use this relatively advanced solution. QuickBooks Online Advanced Rating: 4.2/5Ease of use: 4.1/5Customer service: 3.9/5Pricing: Upon requestFree trial: YesQuickBooks Online Advanced is an end-to-end business management software suite. Aimed at businesses looking to achieve scale, it provides accounting and budgeting tools. The latter comprise the full range of modern budgeting solutions including ‘what if’ scenarios, cash management, consolidation/roll-up and general ledger. The software also includes capabilities for businesses with multi-company or multi-department requirements.Capterra reviews say the software is easy to use and priced well. They also appreciate that QuickBooks continues to be updated with new features to improve the service. There were some concerns that the platform is too rigid, however, and unable to flex to differing needs of businesses.Our take: An all-round software package for small and medium-sized businesses with enough features to remain relevant as the company grows.Take a look at our Business Budgeting Software directory today to find the best software for your business. ## About the author ### Sonia Navarrete Sonia is a Senior Content Analyst at Capterra, helping SMEs choose the best software. She published in Raconteur, Computer Weekly and IT Pro. Journalist and PR. ## Related Software - [SAP S/4HANA Cloud](https://www.capterra.co.uk/software/152293/sap-s-4hana) — 4.3/5 (355 reviews) - [Dynamics 365](https://www.capterra.co.uk/software/157279/dynamics-365) — 4.4/5 (5811 reviews) - [Workday Adaptive Planning](https://www.capterra.co.uk/software/130072/adaptive-insights) — 4.5/5 (230 reviews) - [Sage Intacct](https://www.capterra.co.uk/software/76/intacct) — 4.3/5 (608 reviews) - [QuickBooks Online Advanced](https://www.capterra.co.uk/software/189398/quickbooks-online) — 4.4/5 (1037 reviews) ## Related Categories - [Accounting Software](https://www.capterra.co.uk/directory/1/accounting/software) - [Accounts Payable Software](https://www.capterra.co.uk/directory/30520/accounts-payable/software) - [Accounts Receivable Software](https://www.capterra.co.uk/directory/30521/accounts-receivable/software) - [Billing and Invoicing Software](https://www.capterra.co.uk/directory/30015/billing-and-invoicing/software) - [Bookkeeping Software](https://www.capterra.co.uk/directory/30974/bookkeeper/software) ## Related Articles - [5 Key Takeaways From The Switch To Remote Work In the UK](https://www.capterra.co.uk/blog/1471/key-takeaways-from-uk-going-remote) - [UK PropTech: 70% used an app to search for a home](https://www.capterra.co.uk/blog/2613/uk-real-estate-proptech) - [Artificial intelligence: How to apply it to your business](https://www.capterra.co.uk/blog/836/how-to-apply-ai-to-your-business) - [What is IR35 and is your business ready for it?](https://www.capterra.co.uk/blog/1212/what-is-ir35-and-is-your-business-ready-for-it) - [76% of UK businesses will spend more on software in 2025: Here's why](https://www.capterra.co.uk/blog/7557/uk-software-buying-trends-2025-research) ## Links - [View on Capterra](https://www.capterra.co.uk/blog/1123/5-simple-budget-apps-to-help-you-in-2020) - [Blog](https://www.capterra.co.uk/blog) - [Home](https://www.capterra.co.uk/) ----- ## Structured Data